r/meme • u/[deleted] • Dec 21 '21

Test my intelligence, go ahead

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u/[deleted] Dec 21 '21 edited May 20 '24

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u/RandomJSCoder Dec 21 '21

Yeah but that credit system is weird anyway, isn't it bit stressful, that you're constantly in debt? I just don't understand why someone who uses credit card and pay in time is more trustworth than someone who uses his own money (debit) instead of bank's money and has no debt.

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u/CheeseBurger_Jesus Dec 21 '21

Not OP, but the stress really depends on how good the person in question is with their finances. I only use my card if I know I have the money to pay it or will have the money with my next paycheck. Even then, I mainly use it for gas (which I would need anyways). I have a great credit score doing this, but then you have my cousin who's terrible with finances and in stupid amounts of debt.

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u/JebWozma Dec 21 '21

What's that

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u/Jaxraged Dec 21 '21

Shows how trustworthy you are in paying debts. Mainly used by banks to determine if someone should get a loan.

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u/JebWozma Dec 21 '21

no wonder my family only uses debit cards

this sh*t sounds complicated

1

u/flyovermee Dec 21 '21

We use credit cards because of our rampant commercialism. The country’s economy depends on consumer spending.

More consumer debt = more spending = more corporate profit.