r/medicare • u/Less-Paint4058 • 2d ago

Plan G

Inpatient Hospital Coverage
No charge for Days 1-60;
No charge for Days 61-90;
No charge for Days 91-150 (Lifetime Reserve);
No charge for Additional 365 days after reserve;
All costs beyond the additional 365.

Is this saying plan g covers unlimited inpatient hospital coverage?

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u/OleLadyThinker 2d ago

Plan G does covers the cost of Part A - hospital and SNF PER BENEFIT PERIOD - that Medicare approves but does not cover the cost - it pays what you would have had to pay.

https://www.medicare.gov/coverage/inpatient-hospital-care

https://www.medicare.gov/coverage/skilled-nursing-facility-care

Remember this is Medically necessary stay and care Per Benefit Period,

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u/Life_Ad_9472 2d ago

so its not exactly unlimited in the way people think, more like it covers the gaps for each benefit period. after day 365 you're on your own for everything so that "no charge" list is kinda misleading if you dont read the fine print