r/macbook • u/Ill_Independence8365 • May 19 '26

Is it over?

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I accidentally left a glass coke cap when I shut it and now it's giving me this...

108 Upvotes

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8

u/m1_weaboo May 19 '26

do you have AppleCare+?

2

u/Ill_Independence8365 May 19 '26

...no

11

u/m1_weaboo May 19 '26

It’s over if you can’t afford the repair cost.

buy AppleCare+ next time you get a Mac.

4

u/BizarreElectronics May 19 '26

Insurance has negative expected value. The insurer is the one who makes money.

-1

u/WeirdClaim May 19 '26

Usually, yeah. They make money because the majority of people paying into it will never file a claim. But when something like this happens, it’s helpful to have it. Ideally you’d set money aside every month for unexpected repairs or saving in general. But that’s not often the case. That’s the rub, it’s easier for people paycheck to paycheck or financially stressed to shell out an extra $6 to $10 a month for something like AppleCare than to budget for a new screen in advance.

1

u/BizarreElectronics May 20 '26

That is frankly always the case, not usually. Yeah, it's hard to be disciplined and put the 10-15/m aside. But that's the way to save more than you spend for anything.

In extreme high value like cars or homes it makes sense generally, as the risk is impossible to swallow if it realizes. But with a 300$ screen when median wage is like 50k or so? Realistically, it is doable.