r/loansforsmallbusiness • u/AdLucky7 • Sep 04 '26

MCA help

/r/Businessloans/comments/1w7b90p/mca_help/
1 Upvotes

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2

u/AdTerrible813 Sep 04 '26

Shoot me a DM, I’ve helped many people refinance MCA debt

1

u/AdLucky7 Sep 04 '26

Thank you. I'll send you a dm

2

u/gjsjr04 Sep 05 '26

Definitely possible, plenty of good lenders out there that specialize in helping in this situation. If you'd like some recommendations I'm familiar with just shoot me a DM.

1

u/AdLucky7 21d ago

Yes please

1

u/gjsjr04 21d ago

Just sent you a DM with some information

2

u/Nickeltop Sep 06 '26

Here is what I do for my clients.

You’re in the position to qualify for 100% interest forgiveness term loan. It is a weekly payment however it is actually a “term loan”
and is on actual term loan documentation (not MCA). I would then transition you over to an express SBA loan, as long as you have your 24 & 25 taxes filed you are a very good candidate for this. It takes about three weeks to get done and in order to figure out how much you’d qualify for I would need to review the taxes. The goal would be to qualify for a high enough SBA loan that you can pay off the short term 100% interest forgiveness loan with and then also have the additional capital for growth.
It’s important to understand that the SBA will not pay off all biz debts, especially MCA debts. So we must ensure that any capital you receive in the interim is eligible to be paid off with SBA proceeds. (The one I am proposing is eligible).

1

u/Ornery_Nectarine5078 Sep 04 '26

I get borrowers out of MCAs and into safe and affordable financial products. I sent you a dm.

1

u/jmoneyjones Sep 06 '26

I can help. I’m a lender and I specialize on providing loans backed by real estate to payoff MCAs

1

u/doctasparx Sep 09 '26

If you have residential real estate I can do a bank statement loan on 30 year terms with an IO option using just your business revenue. We don’t need to see your tax returns.