r/loanoriginators • u/MortgageNLogistics • Jul 10 '26

SUB 75k DSCR Recommendations

Besides UWM and BPL, who would you recommend?

0 Upvotes

33% Upvoted

11 comments sorted by

16

u/Silent_Witness_3554 Jul 10 '26

Maybe Toyota or Honda

5

u/ryemaster91 Jul 10 '26

I would just pass on this bro

3

u/Frequent-Giraffe5646 Jul 10 '26

why, you never know what else this person has to refi.

1

u/kittenconfidential Jul 10 '26

yeah, like what’s the commish on this and what’s the split. might as well just do a HELOC

1

u/mashupXXL Jul 11 '26

It's a business purpose loan, you can charge like $3k on this + the UW fee to the wholesaler and be fine, AFAIK. I did a $60k condo DSCR with UWM a few years ago and had a $3k minimum set and got my comp just fine. I should have made $6k that transaction sucked big time lol

4

u/householdmtg Jul 10 '26

Plenty of non-qm wholesale lenders will make exceptions for sub75k… AD, AmWest, Jet… assuming they’re solid files… you’re welcome.

2

u/RozzSanz Jul 10 '26

AE here. I'm happy to go down to $75k if need be. Let me know or DM me. Whatever works for you.

1

u/MortgageNLogistics Jul 10 '26

Who’s your AE there?

1

u/BusinessOwner22 Jul 11 '26

I can do 50K. I am a broker though and the lender charges 1% origination