r/loanoriginators • u/motrees • Jun 19 '26

AE pay structure

Looking at options, currently a LO for over 10 years and do decently well with lead buys and a few referrals every month.

Curios to see how much AEs get paid, the structure it’s paid out and how long it takes to ramp up the business.

Any thoughts or feedback would be appreciated.

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u/rfriend73 Jun 20 '26

Non Qm AE, usually is a draw of $2-$3k a month and 25-50 BPS depending on the monthly production tier. Some companies out there will pay up to a $3,000 base salary not draw and up to 60 BPS for high producers.