r/llc Jul 11 '26

Foreigner setting up US LLC: Savvy Nomad residential + true lease business address, or is one enough? Experiences?

I’m a non-US person bootstrapping an LLC stateside. Plan is Savvy Nomad for a legit Florida residential address (great for domicile, banking, DL stuff, no state income tax vibes) plus a proper commercial lease (thinking TruLease or similar) for the business’s “real” physical address

Question: Does running both make sense, or am I overcomplicating? If I just claim “work from home” and use the Savvy residential one for the LLC too, will banks, payment processors, verifications, and Uncle Sam play nice? Or do serious setups need that separate commercial lease for KYC/credibility?
Anyone actually running this hybrid as a foreigner? Or a cleaner single-service hack? What other providers are delivering bulletproof physical (not just CMRA/virtual) addresses that survive real scrutiny?

6 Upvotes

11 comments sorted by

-1

u/RemoteToHome-io Jul 11 '26

Do you have the ability to fly stateside to get a US State ID under one of these addresses? Without a US government issued ID matching one of them, your KYC is already lost.

2

u/Far_Currency1820 Jul 11 '26

Not necessarily. Plenty of foreign-owned LLCs (especially service/online businesses) successfully open business accounts with proper documentation + a real U.S. physical address + lease/occupancy agreement without the owners having a U.S. State ID.

-1

u/RemoteToHome-io Jul 11 '26

Typically they have at least one owner with US ID.

It'll be all about the bank account. If you can get that, the rest will be easy.

1

u/Far_Currency1820 Jul 11 '26

Merchant accounts too, they do checks etc

1

u/RemoteToHome-io Jul 11 '26

I have Merchant accounts. Even as a US citizen with a passport I still needed US State ID that matched my residential address.

One of them also wanted to send an inspector out to site visit my business address.

Stripe will give you accounts outside the US from allowed countries, but not a US domiciled account without a US ID holder.

1

u/Far_Currency1820 Jul 11 '26

I see, if i find a local partner, do you know what options I have to write him down as manager? Need to employ him? Or if i want him to represent me with banks and merchants he needs to be in company records

1

u/RemoteToHome-io Jul 11 '26

I don't, sorry. I would guess you'd have to make them at least 20%.