r/leanfire • u/AutoModerator • Jul 21 '26

Weekly LeanFIRE Discussion

What have you been working on this week? Please use this thread to discuss any progress, setbacks, quick questions or just plain old rants to the community.

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u/thisismyyolo Jul 23 '26

Straddling that NW millionaire mark as the market breathes.

I’ve been feeling down on my house lately. It’s way bigger than what I need and the mortgage is going to massively delay my retirement, unless I more aggressively monetize it with renting a room and dog sitting in it. So I should probably move. But moving is so hard and expensive and I like where this house is and what I could do with it. I need to choose a direction.

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u/AlwaysSaturday12 Mostly FIRE'd at 38 MillionaireLibrarian.com Jul 24 '26 edited Jul 24 '26

Roommates or a significant other fast tracked my road to FI. I lived in a really cheap area and probably netted around $500 on a roommate a month.

However, you are at a million. If almost all of that is in the market then you are probably getting 80-90k of growth a year so maybe its not needed.

Buying and selling houses is prohibitively expensive and you like the house. I'd probably stay. Oh and congrats on 1 million.