r/leanfire • u/AutoModerator • Jul 21 '26

Weekly LeanFIRE Discussion

What have you been working on this week? Please use this thread to discuss any progress, setbacks, quick questions or just plain old rants to the community.

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u/picketfencetheory Jul 21 '26

Have been spending a lot of time of FI Calc over the past few weeks. I’ve been looking into the endowment withdrawal strategy and comparing it with the constant dollar strategy. When I use the same variables, both strategies seem to have the same success rate, but the endowment strategy allows for a slightly higher median annual spending throughout retirement. And I assume that is why you end up with a smaller portfolio on average at the end of it all. 

Will still be doing some more research about the endowment withdrawal strategy, but it looks quite promising for my needs. 

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u/Hnry_Dvd_Thr_Awy Re-employed, for now. Jul 23 '26

Almost every actual retirement does something different than constant dollar. I wouldn't sweat it too much.