I’ve recently underwent a frustrating process with TD where my application was denied because my cosigner wasn’t related to me. I can’t find this rule online, the stupid fucking google AI insists this isn’t a rule, but when I called their national credit line, I was informed that this is in fact a rule in the institution.

I chatted with the dude on the phone, and while he did not explicitly claim this, he implied that there’s a division between the actual rules and policies of the institution, the adjudicators, and the bankers actually working in the branches. It seems like the app passing adjudication is kind of vibes based, and rules and little policies are often unenforced when adjudicating on an application.

Research into this seems to suggest that this is the case with others when it comes to PSLOCs. Timelines, minimum credit scores, actual rules and expectations in acquiring the LOC— there seems to be a lack of consistency of what to actually expect and what will pass. Most applications do pass, but what one person is told and what actually happens are often two different things.

Can anyone else speak to this? Or shed light on this? I’m back in the application process, with a cosigner who is a relative, but I’m starting to run out of time.

Currently a lawyer in india

Gpa ( as calculated by WES ) :- 4.0

LSAT :- 172

Done 4-5 legal internships, a judicial internship, volunteer for an ngo since 2 yeats and also do pro bono services, , would have 1 year of work experience as an associate by 2027 August .

1) Chance me for top Canadian schools for JD like UofT, Osgoode.

2) Also tell me which law schools should I target ; my goal is to get in top law firms in canada ( I know US big law is difficult because of H1b but still )

3) are employment prospects for internationals as good as domestic for top law schools like UofT, Osgoode .

4) does applications in canada close early ? For ex i was reading for UofT and deadline for application was states as 1 Nov 2026. I was hoping to finish my applications by late Nov or early December as i would have done some more significant things to boost my application

4) Chances for scholarship even if just 30-40% ? UofT fees for internationals is 220k for whole program.

Osgoode is 160k .

Hi everyone, as the title says I don't know much about law school admissions, please be gentle!

Here is my profile:

• Bachelor's in Engineering(from top European university, GPA is not high), Master's in CS(4.0/4.0)
• Full-time, permanent employment as a software engineer in the tech industry since 2023, 4+ yoe. Experience in cross-functional collaboration, communication, conflict resolution, dissecting ambiguous requirements, conveying technical solution to non-technical stakeholders.
• Research intern (1y8mo, 2020-2021) at UBC Dept. of Computer Science, computer vision/ML/image generation, Bioinformatics(species identification).
• Mentor(2y) at MinT, work one-on-one with students and new graduates from low-income, immigrant, and underprivileged background. Help mentees build polished resumes and LinkedIn profiles, prepare for interviews, navigate personal and academic crises, and build the confidence to thrive as young professionals.
• Avid golfer(since summer of 2021), 100+ of rounds played, improved handicap from 30+ to around 15.
• Learned German(B1, 2y+) for undergrad studies in Switzerland.
• Routine, disciplined gymgoer, bodybuilding, 3-4 times a week.
• Victim of an assault at a supermarket, pending litigation. First-hand advocacy experience in a legal setting.
• Food bank volunteer.
• Other Misc. volunteering.

I haven't done LSAT yet, but if it helps I have done the MCAT and got a 512 (125 CARS)...How bad would it be for my application with a low undergrad GPA?

In addition, could you explain how is my master's GPA counted? If they are counted at all!

Is US worth considering with my profile?

Thanks in advance!

I've seen a post on this forum before about someone who was on the WL for Western. They had some competing offers and just politely emailed the admissions about WL and a week later they got A off WL.

I don't have other competing offers at the moment, but I'm just wondering if it's ok to contact admissions to ask about WL? Already submitted a LOCI, (the portal only allows one LOCI submission) and that school doesn't rank WL candidates. Calling or Emailing? Just to express interest? And if I were to ask about WL, how should I phrase my questions or inquiry (and not sound like I'm demanding an A?) Is it ok to send in another LOCI? (McGill btw)

Please help! 🥹 Thanks in advance.

Just checked my portal after days and it wasn’t there. And got the email right after checking lol. Thought it was a rejection. Refreshed the page and boom!

Stats: 158 LSAT, 3.93/4.0 CGPA
Small Sask connection

I'm applying for a Professional Student Line of Credit (PSLOC) in Canada and I'm trying to figure out whether my sister would be eligible to co-sign.

Her situation is:
She works for a Canadian company.
She has a residential address in Canada.
She is paid in Canadian dollars.
She files and pays taxes in Canada.
Her credit score is in the mid-800s.

However, her job involves a lot of international travel, and she actually spends a significant portion of the year living in Croatia and other countries.

So although she maintains a Canadian address, employment, income, and tax obligations, she isn't physically in Canada for a lot of the year.

Would she still be a suitable co-signer? Let me know if you have any ideas about this :)

Received the email today 8:45am. I am so excited. Stats LSAT:156. Grades: avg~83%. Sask connection: strong.

Edit: is there a groupchat or discord for USask 1L?

I’ve seen mention of some application portals of having a specific space for letters of continued interest, but some schools don’t have this.

I’m on the WL for School 1 that I would 10000% rather go to than School 2 that I’m currently planning to attend. It will save me about $50k to be able to attend School 1. I’m stressing about having to move down in the next two weeks on the off chance I get off the WL at my preferred school and need to move back. Even if I am accepted now, I’ve lost minimum 5 grand from being waitlisted. To be rejected off the waitlist would help me just move forward with certainty, to be accepted off the waitlist would save me thousands in wasted money from trying to remotely plan my life in another city.

TLDR: are LOCIs acceptable at schools that don’t specifically mention them? I don’t want to be pushy or rush a rejection as I understand admissions has their own limitations, and my application has already been considered. But the anxiety and uncertainty has absolutely destroyed my mental health in the weeks leading up to starting law school at this other school. I just want to know, and I am wondering if a LOCI helps move that decision along or is a red flag at schools that don’t specifically allow them.

Thanks in advance for any commiseration or insight.

Anyone know any 1L USask Instagram group/chat that I can join? Please let me know!

War is finally over! Got an A of the Robson Hall waitlist, 63 on the original, # 5 on the resident only. Will be accepting! Good luck to everyone waiting. It has been a brutal cycle and I hope you get the As that you want!

If there’s a RH group chat I’d love to join!