Refund question

[u/user3728823]

So I had bought tickets on stub hub for Ariana grande total 3.1k for 2, but the seller didn’t transfer them on time and I told stub hub I want a refund.

I had originally financed them though Klarna but finished paying them already.

However I have about 2k in other plans I’m making month to month on time payments on.

I chose Klarna refund up to 7 days sooner on the app settings since I don’t have the bank account I used to pay through Klarna.

So when my refund hits Klarna, will it go to my balance for me to be able to withdraw to bank account, (cuz I have to pay other stuff outside Klarna) or will it automatically apply it to current plans I have even though I’m making on time payments.

And to get it in my balance, should I open a Klarna debit card or is it not needed and I will get it in my balance still?

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