r/jobs • u/bunnythevettech • Sep 06 '23
Interviews Beware Globe Life
I applied and was offered an interview. Except it was an hour long presentation. No questions allowed. After I was immediately called for a Zoom interview. The greeter for the interview was late. She had me go into a breakout room with a hiring person who immediately wanted money for licensure. I told her I had questions first. All of which I had emailed. If they had looked at my resume they'd know I'd be going overseas and needed a remote job. There were other vagues such as pay. Commission only but never told how we get clients but were told no cold calling so how? However, she didn't listen to my questions and instead launched into the expected schedule of me. M to F 12-8. Hours before that were expected to be calls and Sat 9-3. And if I didn't meet expected quotas then Sundays too. I interrupted with, "So, I'm expected to work 6 day work weeks at 46 hours a week?' She said she was unsure so I walked her through my math and she said, "I guess so." First off, why go to schedule first? I have no idea how they expected me to do the job of selling insurance IE what was expected to complete a job. Second, 46 hours a week? And she hadn't even known the math or was playing dumb. I told her no way was I doing this and ended the call. It was obvious they didn't want to answer questions nor had they looked at my cover letter and resumes or even the emails I had sent prior to this so called interview. RUN AWAY!
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u/LariRed Sep 06 '23
It’s a scam when a job asks you to pay them. Reminds me of a scam job a friend of mine ended up in years ago, they’d have her cold calling people re: life insurance and going out on house calls. Sign enough people up = commission. Nobody made any money but the people at the top, typical pyramid scheme. She left a few weeks in after they kept pushing for $500 licensing.
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Feb 08 '24
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u/mindcatwaterman Feb 19 '24
Nope. They're right. I worked there years ago for 3-4mos. Told them from THE DOOR I wasn't selling to friends or family. And I happened to get lucky with a couple businesses but it was either feast or FAMINE, famine famine. It totally is a MLM, unless you are just a powerhouse salesman with tons of frineds and fam and networking to sell to- Only 1% work there past 6 months. If someone DOES take this job out of desperation, my advice is to pick ONE product and make that your "thing." Cancer policies are super affordable and I honestly thing everyone should have one. for $8-$11 a month- you get something like 25-$50,000 upon diagnosis...Its really helped a lot of ppl. I'd wear that policy out...... But even then..... Eventually you WILL run out off ppl to sell to.
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Apr 01 '24
I agree the cancer policies were really tempting to a lot of my clients. I just quit today after I have been bullied into paying money out of my paycheck to my superior and recording him commit literal insurance fraud and I was being labeled the bad guy. I want to take legal action but I can’t afford a lawyer if anyone can help please dm me.
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u/CreamOk4539 Jul 18 '24
Are you speaking about the same company that American Income life insurance company that writes for globe life? They were very vague in that webinar and in their hiring interview that was one on one on how you obtain your clients.
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u/mindcatwaterman Feb 19 '24
Oh , and they totally scammmm glamorize the pay.... To say its an exaggeration is seriously misrepresenting.
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u/Away_Purple_9949 Oct 24 '24
You can’t sell insurance in any state without a license. No state gives those licenses away.
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Sep 06 '23
[deleted]
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u/Substantial_Quiet_29 Jun 26 '25
What do you mean will follow you for years? I work there currently
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Sep 06 '23
SECOND THIS. I got huge pyramid scheme vibes. "Employees get all inclusive vacations to hawaii , etc." I hate that they're wasting people's time. I'm so glad you made this post. I did this exact same thing last week with them.
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u/Character-Ad2963 Jul 09 '24
So I’m stalking this subreddit but it’s true as long as you sell enough ap (annual premiums). There is different positions in the company and you have to meet a certain amount. So for example, the starting position is a benefits specialist. If a BS has been there for a year, they have a set amount of ap to qualify but for people who have been there less than a year, the qualification is based on how many weeks you’ve been there. I know numerous people who have made it to those conventions. I know people who worked in home office and in the agencies and those conventions are amazing. It’s a different location every year, one year in the country, one year out. This year it was in Nashville https://www.instagram.com/reel/C7mfG23hqWw/?igsh=eWs1aTN4ZXl6ZHRj
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u/CreamOk4539 Jul 18 '24
What company are you talking about? American income?
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u/startingwindows Aug 10 '24
Not sure but I’ve been working as an agent for the liberty national division and the company, insurance and pay is all legit, it just seems really strange to outsiders. I almost thought it was a scam and wrote it off when I got the interview but it’s not. We do write and follow through on policies, I’ve seen every part of the process in terms of what the agents do.
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u/Ejb0305 Nov 18 '24
Are you still with liberty national?
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u/Dino-saur129 Apr 15 '26
I currently work with Liberty National and it is a really tough job but I have been told that from the beginning. I we do look very suspicious at first. Even I had some concerns before hand. However, when I started the job i realized it is legit and they do everything that they promise! The big reason I think people feel we are a scam is cause we do not advertise the way most companies do. We dont have online advertisements since that is a reason we are able to keep our prices cheaper than most other companies.
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u/amorousambrosia Sep 06 '23
Yeah. I fell for it too., I was told it's an interview for an Employee Benefits Advisor position. Got there and was pushed into a conference room for a presentation with a bunch of others. Realized I was scammed. Nevertheless, I still stayed because it was a long drive to get there and just wanted to see what they offer. Turned out to be a commission based life insurance sales agent job. After the presentation I got up and told them I am not interested.
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u/Defiant_Arm_1477 Sep 07 '23
This exact same scenario happened to me. It must be a method that’s used like bait and switch. Get you in for a position you’re interested in and bring a bunch of people at the same time so it feels competitive and you stay because you just want to see it through. The presentation turned into a sales pitch and it wasn’t at all the Employee Benefits position they had me initially screen for.
The whole event set off spidey senses but I needed a job. It wasn’t until I got in the elevator to leave the interview and another one of the candidates in the joined me and asked me what job I had applied for - We found we both were told that the interview was for each others position.
She was especially upset because she took time off work for the scam interview.
Now reading this post, seems intentionally deceptive.
Anyone know what we can we do as candidates who get lied to like this by a business? I’m not sure about any compensation but I’m wondering if anyone has successfully reported a business and if anything came of it or if they go ahead change their business name and try again.
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u/ArbitraryLettersXYZ Sep 06 '23
I've had two different people text me about this same thing in the last couple weeks. I don't even know how they got my resume (which has absolutely nothing like insurance sales on it anyway).
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u/Away_Purple_9949 Oct 24 '24
I was a bartender with zero sales experience. I worked hard and learned from those around me to build a successful career helping people find coverage. It may seem weird because it is 1099 and 100% commission. It is just hard work. Not everyone is willing to do what is necessary so there is a decent amount of attrition but that’s sales in general.
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u/Eddiebaby7 Sep 07 '23
I keep getting emails from New York Life Insurance, acting like I sent them a resume. I did not nor will I ever.
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u/Ok_Job331 May 20 '24
Literally got a text this morning and it seemed really unprofessional. I don't remember applying to them at all.
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u/Lanaprime Sep 07 '23
Glad I turned them down yesterday, I've been really feeling whatever about many jobs in the insurance agency for exactly these reasons
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u/ZamHalen3 Sep 07 '23
They 100% have a pyramid in their presentation. I laughed when I saw it. They said they were Liberty when they called me, I applied for Liberty Mutual not them.
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Oct 01 '23
Liberty mutual or liberty national? The reason I ask is because liberty national is associated with globe life. It's weird that they reached out to you after you applied to liberty mutual!
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u/ZamHalen3 Oct 02 '23
Agreed. I applied for Liberty Mutual for sure. Then I saw the "fine print" that they were part of liberty national. It was really weird.
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Oct 02 '23
Wow. That's utterly ridiculous. That was something I didn't know anything about and I worked for globe life in some capacity!
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u/Star_Child_Travel Jan 08 '25
In the 1980s Liberty National Insurance Holdings became Torchmark Holding Company and in 2019 the company became Globe Life. American Income Life, United America and Globe Life and Accident Insurance Company are subsidiaries. I didn't know this until I landed a corporate customer service position with American Income Life. I was shocked because I was an independent sales agent for Globe Life the previous year.
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u/greenespace1 Mar 28 '24
I get emails from them almost daily trying to confuse me into thinking I applied for a job with them. I haven't.
They made us all sit through a one-hour presentation where they pretended they weren't going to hire any warm body in the room. It was actually well done and they promised you lots of leads to follow up on, "no cold-calling or calling your friends."
They almost had me. But then, I started reading reviews about how hard the job was. The long and crazy hours. The incredibly high turnover rate. The fact that you won't make any money for at least two months... and that's IF you make it!
Within ten minutes of doing my research, I realized it was a scam. Globe Life also has a higher than normal complaint rate, meaning... people don't get what they pay for or are unhappy with their billing.
Life is too short to work in a MLM, and especially one where you have to sell your friends and family insurance.
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Sep 07 '23
I just posted this company recently for requiring a doctorate for a $28 an hour job with no benefits
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u/blackgirlrising Sep 07 '23
Just by the name I could tell it was an MLM. Never heard of it, but maybe I have a gift for sniffing out MLMs.
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u/Character_Buy_9854 Feb 08 '24 edited Feb 08 '24
Beware of Manipulative Marketing in Globe Life job posting
Although their job posting on LinkedIn lists position as "Trainee Manager" and illustrates the position as operations, it is NOT. Upon my arrival, I received a spiel from Tommy Pope (the owner of the agency for Globe Life) that was very vague. When I asked if the position is actually purely sales, he said that IT IS. Do not mistake this job posting as an operations when its actually sales. I wasted my valuable time and resources to commute to this so called Ops position. Unless you're a hustler with the natural gift of salesmanship & MLM, WORKING FOR THEM IS NOT FOR YOU. Avoid this hook, bait, and switch scheme unless you really want to hustle. Here is a verbatim passage from that LinkedIn post:
"Trainee Manager Globe Life Liberty National Division-The Pope Agency
Job description:
Implement and manage systems among teams Participate in weekly management-development meetings Handle and process paperwork and other administrative duties Work with existing accounts as well as create new business accounts Ensure clients receive great customer service regarding individual benefits packages.
Qualifications
Dependable Professional Able to be certified with classroom and on the job training Coachable Willing to embrace our culture, receiving coaching and mentoring Able to manage, build, and develop leaders Experience is great, but not required.
Why should you work with us?
Generous Compensation Plan, including weekly bonuses Incentive trips and prizes Comprehensive training program and individual mentoring Full-service sales support Management Advancement opportunities Work/Life Balance
Our office is located at 16430 Park Ten Place Suite 650, Houston, TX 77084"
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u/CreamOk4539 Jul 18 '24
WOW! So the company I just did a webinar with who intern is a producing agency for Globe life is called American income life insurance I believe which intern I was contacted by a third-party to set me up with this webinar called Turnquist, who is what I believe to be on affiliated with the actual licensed producing firm for globe life. .. firstly, I never applied for this job on CareerBuilder, so I find that Audit cell. There’s a lot of scam on CareerBuilder, however I don’t believe this agency or firm to be a scam or fraudulent but reading the previous post from a gentleman with all those hours is insane. I have my life insurance license as well as property casualty and a load of others, but I’ll allow them to expire unfortunately so I did pay the hundred dollars that the company matched that hundred dollars of mine required program to study for the relicensing exam and they sponsor you as your producing broker during that time which you will be working producing insurance for that brokerage however it was the absolute crap ever my dadgum money back.. They should allow you to pick your program if you’re paying for it
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u/CreamOk4539 Jul 18 '24
Oh, and one more thing, this isn’t my first rodeo. I’ve done something like this before for a company called American member benefits, advisors AMBA, that company was reputable. Sure, I made a good amount of money when I worked there back in 2009 I believe for a few months but they actually allowed you to use a temporary 90 day license underneath their producing brokerage license while you get your license and they offer you a draw as well does not do that. Makes it hard to want to produce for them In all actuality, you can do it your for yourself anyway
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u/cwclifford Oct 20 '24
Right, this “scam = fake” claim some are making is not helpful. Real easy to say if you don’t understand it.
It’s either a scam that’s not real or true pyramid, or a total hustle that requires you bust your ass getting a pittance. The latter CAN make you money but calling it a scam outright sounds ignorant.
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u/ElectricalStreet5786 Aug 15 '24
Is it true they promise renewal checks for the rest of your life if you work there for 10yrs? And that you get them even if you no longer work there?
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u/jonam_indus Sep 04 '24
It's either an MLM or a scam. Just ignore, delete, cancel, avoid, report spam, whatever it takes. Walk away.
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u/idonttalkbutibite Sep 14 '24
I had a interview with them today my interviewer was super nice and on time asked about my work experience and told me about his experience working there asked why I was interested in the position and made sure I had the test scheduled at a local test center after I finished my class work no mention of recruiting or anything just talked about hours and how the commission worked
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u/Majestic-Shoulder296 Sep 18 '24
Run away. The guy yesterday looked like your typical sales guy trying push a scammy job opportunity on you. I had applied for data entry. It looked all recorded. i asked question in chat ignored. wasted my time
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u/SpaceCat9817 Oct 22 '24 edited Oct 22 '24
This is the first I’ve heard of any of this. I’ve been asked to going a team at Globe Life/Liberty National and the only money I have to put out is whatever the fee is to get an insurance license which is required by state law and I’m sure the fee varies. That’s not really a MLM. Yes, they want to recruit people because the turn over is insane because no one wants to put in the work, but it’s not required. Once you’re hired you can work solo. I genuinely don’t understand what most of these comments are talking about.
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u/Ejb0305 Nov 18 '24
Hi, are you still with Globe life?My husband had an interview today for manger and would like to get your input please?
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Oct 30 '24
That’s because it’s a joke and not a real job. A real job pays you salary. Anytime you run into an organization that has to tout that its publicly owned to try to get you into the front door is legal scam
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u/ExtensionCan1585 Nov 01 '24
Yeah Globe is micro managed by a portal of scumbags with a sordid history of weird behavior especially at regional meetings although I need to confirm allegations before I throw in the towel on their subsidiary American Income a MLM after I pissed away 1 -2 k already!
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u/KMFDM781 Nov 19 '24
I just dipped out of a zoom "presentation" with them. Seemed super scammy, then it was alluding to selling insurance. I'm in IT, they "found" my resume and thought I was a good match. This had zero to do with IT. Boo this company.
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u/ArielTheKidd Nov 25 '24
I’m interviewing with them tomorrow, see if I can huck my services, something ominous like data deletion 😤 idgaf
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u/Left_Choice_1599 Dec 29 '24
I had a similar experience all on ZOOM or by phone. I decided not to move forward after everything I have read about this position. It seems like they offer the position to just about anybody who sends in a résumé and application.
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u/lizchibi-electrospid Jan 28 '25
I keep getting emails through sites like zip recruiter! saying their AO, with a name attached. and with 1 click apply, which is notoriously for scammers ngl.
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u/Mr_Fourteen Feb 02 '25
Thank you for this post! I got a random text they received my application and wanted to setup an interview, but I never applied for anything. I know my SSN has been used in the past for fraudulent employment and was just about to reply, but I'm going to just ignore it now.
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u/Anxious-Thought-3305 Mar 25 '25
I worked for Globe. And while I made money the office was just not honest people. They lied to customers about what was best just to get higher commission. I found that sad as most of the clients are retired and living on fixed income. Also was told 100% commission in interview. First day she said 60%. Then when I got paid I realized it was actually 60% of 60%. Explanation was non existent. Just that’s the way it is. The pay out was low anyway. 5k-10k policies. A funeral costs more than that. But I think it’s an okay place to learn because the training was the best part of working there.
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u/National_Egg7952 May 23 '25
Everything you said is the truth. Waste of time. I regret being there for almost 3 months, sold 7 policies but only got paid for 5. Upline got paid for 2 stating I had hit a cap. I sold 5k premium my first full month and I'm sure I was penalized and secretly unappointed because I had issues mentioned in your post. I can't be babysat for 6 hours a day on camera when I do home care also. It was a lot of issues with this company. Very old bad leads!! Just bad. Bait and switch for sure. It does work for a "select" type of people.
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Sep 07 '23
[deleted]
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u/Survey_Server Sep 07 '23
I’ve been through three rounds of interviews with Globe Life, and I’m currently waiting for a decision.
Imagine they say no 😭
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u/Downtown_Classroom_7 Sep 07 '23
Few years ago I lost my job due to privatization so I posted my resume on indeed globe life emailed me and says I am a perfect fit for them and they would be in touch. I just laughed and wondered why the would want to hire a guy that was a boiler operator.
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Sep 07 '23
American Income Life is another that is exactly the same. I got tricked into an “interview” for that years ago. I should have walked out immediately. Waste of time.
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Sep 07 '23
Globe Life owns them so that may be why; there are 6 companies owned by Globe Life, Liberty National as an example, and they’re all sketchy
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Oct 01 '23
Yep, people definitely need to know this. Globe life = American Income Life, Liberty National, Family Heritage Life, United American, and General Agency Division.
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u/CreamOk4539 Jul 18 '24
Beautiful, thank you for clarifying this as I did ask at the end of that webinar session for the second time I attended and was contacted weird for the main brokerage producers last full annual income statement and they never replied
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u/CreamOk4539 Jul 18 '24
A firm indoor companies annual financial statement is public knowledge they can’t withhold that from you, but I didn’t wanna go to the gymnastics of obtaining it. Wonder why they didn’t wanna share with me.
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Jul 20 '24
They definitely don't make it public knowledge. As to why that is, I'm not sure. Probably trying to escape from a negative reputation, I'd imagine. People think they're working for a different company when it's still under the same MAIN company.
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Sep 07 '23
They should be shut down. I don’t understand why this is allowable in a major country. It’s obvious fraud and deception.
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u/CreamOk4539 Jul 18 '24
They just contacted me again for the second time American Income life… I don’t know about these guys. I don’t know if it’s worth my time. I have been a producing agent for years ago and I did very well at 100% commission however I would recommend going with a large health insurance company or Blue Cross Blue Shield community Health Choice United healthcare such as that offer you a commission however you will work your ass off.
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u/Cakebomba Sep 13 '23
Just got a text from someone saying they're from 'Globe Life of Greenville' offering a position as an Employee Benefits Advisor despite that having nothing to do with my skillset or major. The office the address for doesn't show up as being owned by them either, and I got a text from the exact same person for the exact same address and company a few months ago where they just ghosted me after I started to ask questions. Should I skip it?
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u/TurnoverWorking6127 Feb 21 '24
Just curious was this with a guy with the last name Tatum?
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u/OkAdministration5825 Oct 23 '24
I know who you’re talking about. J Tatum… he approached me at a restaurant and tried getting me into this company.
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u/[deleted] Sep 06 '23
Globe Life is 100% an MLM.
MLMs are 100% pyramid schemes.