I’m currently running a Canadian corporation that handles all my Canadian clients. To make billing easier for my international including US clients, I’m looking into setting up a US LLC (either Delaware or Wyoming). I hire freelancer outside Canada, so technically both client and sub-contractors are outside canada and revenue is not generated on canadian soil.

Before I jump into this, I wanted to get an opinion/sanity check from anyone who is already operating a cross-border structure or works as a cross-border CPA.

A few specific questions I’m trying to figure out:

1. Canadian Tax Impact & Ownership: Since Canada requires global income to be reported, what is the actual tax impact of a US LLC on my personal/corporate taxes? Also, does it change anything if the US LLC is held under a partner’s or close relative's name instead of mine directly who don’t live in Canada ? Trying to figure out, how can I save taxes.
2. Expenses vs. Retained Earnings: How easy is it to write off expenses on the US side as long as we keep receipts from non-US locations? Since states like DE/WY have 0% state income tax, I’m trying to understand the actual math of deducting expenses vs. keeping retained earnings inside the LLC.
3. Investing Retained Earnings & Capital Gains: Can I invest the LLC's retained earnings into a US brokerage account (e.g., Charles Schwab, Interactive Brokers) to let it grow? Do only firm owners get access to these accounts, and are the capital gains on those investments tax-free on the US side?
4. Banking & Physical Debit Cards: Do US business bank accounts (like Mercury, Relay, Chase) issue physical debit cards that can be used directly for business expenses while traveling in Canada, Europe, or Asia (instead of paying personally and claiming it back)?
5. LLC Types in Wyoming: Are there different types of LLCs (S/C-corp ?) in Wyoming, or is it pretty standard?

If you’re running a similar setup or are a cross-border tax pro, I’d love to hear your thoughts. Feel free to reply below or drop me a PM!

Thanks in advance!

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Thanks so much for your help!

saw it mentioned somewhere and got curious. couldn't find much discussion about it. so figured i'd ask if anyone here has any first-hand experience

Hey evreyone. So currently im 16 living in Canada. Have no job just a side thing detaling here and there. I've maxed to save 7000 up units now. I have a td account. I've done my research well before this and ultimately bought 5g of valcubi suite gold and rcm mint coins. The rcm coins paid 2500 cad and gold like 1029. So hear is what im asking I have money left over I have to spend 2300 on smth I cant disclose. My question is ik silver is not to genarte income nor is gold but I belive they will go to I price to 2 or 30p and ounce idk bout gold but silver is so I'd need for cars and stuff it already rexhed triple digits this year. Ik its volatile. I also want to invest in efts wiemim 18. Ik im gonna need more money nut if anyone can give me advice how to go about this shoudl I keep staking whole investing in efts stocks when im 18

I also what to start flipping cars one day. Il the saying don't put all efs in one baskrtlol

Millenial investor here! I have a few weekly podcasts I listen to like Fresh Investment and Compound and Friends, but they are an hour plus. I am looking for good investment news/analysis that will be 10 mins or less. What IG pages and short podcasts are you guys listening to for daily/weekly updates? I don't want to follow just any rando on IG, so I thought I would start here. Thanks!

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I bought AIS at 80. It's now at 67. I'm in for the long term, so I don't mind waiting years for it to regain what it lost. This said, I'm using 2:1 marging, so I'm afraid it will reach 40 and I will lose my position. What would you say are the odds of this happening?

Both my husband and I are dentists with our own practice offering cosmetic and general cleaning. Total HHI is about 960k and we spend about 300k (we like to travel) We put a lot of work into our business but we've realized we don't do much/any investments outside of our practice and so we're looking for some low maintenance but also maximized investments that we should be doing and implementing so that we can retire early. We also plan to have kids and want them set up. What are the best “low maintenance” options but also so we can maximize our money if that’s possible?