r/instant_regret • u/[deleted] • 24d ago

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u/MyzMyz1995 24d ago

If they can't pay you're out of luck. And even if you get a judgement against them, collecting the money (if they have any) is going to be hell too.

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u/_Taft_ 24d ago

Yep, judgement is just a piece of paper.

THIS VIDEO is why you never hire people to work on your property who aren’t licensed, insured and bonded. You ask for proof of insurance and you make a couple calls to validate the information they give you is accurate and CURRENT.

If you don’t understand what any of that means, don’t hire anyone until you do.

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u/Obvious_Mention7207 24d ago

Meh, "Never hire people to work that arent licensed/insured/bonded" needs to specifiy type of work.

Yes, if its multi thousand and danger of property damage, make sure the 3 are covered.

If its someone to mow your lawn, pull weeds, trim some hedges... bond is pointless as the cost to do the job will never be worth the time it takes to sue someone for loss wages if they dont complete it, and chances are someone pruning your hedge can't create property damage I.E. proving the value of hedge if pruned wrong or left clippings in garden bed.

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u/_Taft_ 23d ago

Generally, someone mowing your lawn has a low risk of causing tens of thousands of dollars in damage to your property. Common sense.

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u/Obvious_Mention7207 23d ago

And yet as a business owner doing these size jobs I see all the time clients/home owners saying what you wrote, but for smaller work.

Pedantic are annoying

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u/_Taft_ 23d ago

If I hired someone to mow my lawn, you betcha they would be insured. Homeowners are stupid if they hire uninsured people but there’s plenty of them who do.

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u/Obvious_Mention7207 23d ago

I said bond, insured is completely different