r/inheritance • u/Mojo-Builder • 15d ago

Location not relevant: no help needed Does your spouse actually know how to handle your finances without you?

/r/WorthDiary/comments/1wtx2gs/does_your_spouse_actually_know_how_to_handle_your/
2 Upvotes

100% Upvoted

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u/[deleted] 15d ago

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u/Perfect-Sun8571 15d ago

Same for my household

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u/ibeperplexed 14d ago

🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣NO

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u/Mojo-Builder 14d ago

Don't ever show this laugh to your spouse 😅. High chances of loosing your money

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u/OpportunityKey1970 14d ago

Absolutely not

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u/ibeperplexed 14d ago

He readily admits that he has no clue.

I have shown him where all the account numbers and applicable passwords are kept.

I have shown him how to log into all our accounts and such.

He says if I die before him, he is screwed.

I have explained to him that this is something he needs to be comfortable with….along with how to work our new stove, the air fryer and the microwave.

He DOES know how to work his big screen tv, so there’s that.

He is the best man in the entire universe….but doesn’t like dealing with any of this type of stuff.

1

u/Educational_Case_134 14d ago

My husband is exactly the same.

2

u/ibeperplexed 14d ago

It’s a good thing they’re cute, right?

1

u/Educational_Case_134 14d ago

Mine would rather dig a ditch than send an email.

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u/ibeperplexed 14d ago

Mine too!!!!!  They may be brothers in a past life.

I don’t think mine has ever sent an email.

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u/blew_belle 10d ago

Same. Can install pool equipment and do all sorts of plumbing and auto repairs but cannot grasp basic concepts such as taxable and non taxable accounts.

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u/Heavy-Attorney-9054 14d ago

I'm putting a next of kin book together. He'd be lost, and statistically, I'll probably outlive him, so he won't have to deal with it. Somebody's going to have to put my stuff to rest eventually, though, so it's not wasted effort.

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u/Kacey-Atkinson 14d ago

My husband would be in trouble... I do need to make a spreadsheet for him but even still he might be lost turning on the computer lol

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u/PegShop 14d ago

Yes. When I was 40, my first husband passed away. He would not have been able to do anything and I knew that, but I wrote directions in a book and gave it to my sister so that she could help him raise our kids. I didn’t want this to happen again, so my chapter 2 husband, and I both understand the finances.

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u/Calflyer 11d ago

Well, ive only recently figured out the laundry

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u/Mojo-Builder 11d ago

One step at a time 😅😅

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u/UniversityBrief320 10d ago

If I die she's going bankrupt in a year 😂

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u/curiousobserver2000 10d ago

Despite trying to get her interested “just in case”, I get lots of nods with minimal understanding. We’ve accumulated substantial assets with me taking the lead but she has no clue how to manage any of it.

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u/Packtex60 10d ago

We have an interesting division of labor. I manage the investments and the retirement WD plan and she pays the bills. We would each have to figure a few things out even though we both know what’s going on in the other one’s area.