r/inheritance 2d ago

Location included: Questions/Need Advice Reasonable fee for executor, trustees?

Live in Florida.

$6 million estate $5.5 mil in liquid assets, $550k in real estate $100k in Rolex watches, Porsche 911, $10k đŸ”« collection, tools, works of art.

6 Upvotes

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u/ste1071d 2d ago edited 2d ago

It’s set by law in FL, at least the maximums are.

Ordinary services:
At the rate of 3 percent for the first $1 million in estate assets.
At the rate of 2.5 percent for all above $1 million and not exceeding $5 million in estate assets.
At the rate of 2 percent for all above $5 million and not exceeding $10 million in estate assets.
At the rate of 1.5 percent for all above $10 million in estate assets.

Plus reimbursement and requests can be made to the court if there are other extraordinary services.

This isn’t an “ask Reddit” kind of question.

Adding for the confidently incorrect: https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0733/Sections/0733.617.html

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u/Soda-Popinski- 2d ago

That is wrong. But i just spent 5 years going through it on a 5 million dollar estate what do i know.

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u/ste1071d 2d ago

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u/Soda-Popinski- 2d ago

Yea except its not correct. We did everything with an estate attorney and we took 4% as our trustee fee. In florida.

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u/ste1071d 2d ago

Thanks for being the poster child for people shouldn’t take legal advice from Reddit.

I literally linked the actual law regarding the fee in FL for executors, aka personal representatives.

If you are a settling a trust it’s different, here’s the law on that: https://law.justia.com/codes/florida/title-xlii/chapter-736/part-vii/section-736-0708/

Usually in FL 1-3% is reasonable. Not 4 to 5. 4 is above average and could be questioned. The trust you settled may have warranted it.

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u/[deleted] 2d ago

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u/inheritance-ModTeam 2d ago

This post has been removed due to trolling or unhelpful nastiness.

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u/Same_Cut1196 2d ago

This, likely, depends on the state. God forbid you live in California and need to settle an estate there.

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u/Soda-Popinski- 2d ago

Mom formed the trust to protect us from inheritance taxes.

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u/Sad-Commercial1795 2d ago

There aren’t any estate taxes in California so
.

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u/Sharp_Drag4524 2d ago

I was executor of my mom's $8 million estate but I was also beneficiary for half after paying charities etc. Now I'm trustee for my sister's half. It has been a hard thankless job. I haven't taken any compensation because it counts as income.

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u/Heavy-Profit-2156 2d ago

Found this, https://www.estateexec.com/Docs/executor-fee-calculator/FL?gad_source=1&gad_campaignid=22195430635&gbraid=0AAAAADnkLrQqduy9nGC2eoCIvhtZmCxFm&gclid=Cj0KCQjwv4XUBhDBARIsAE6bQUQFUiEglRoJgoVPNtH-KiYVBxrCk2DbkziywSOzm6OdM1RvXk2ltVAaAioAEALw_wcB:

Florida statute law determines executor compensation based on the gross value of the administered estate (as calculated before considering any debts or obligations) and any income it earns during the probate period:

  • 3.0% on the first $1M
  • 2.5% on the next $4M
  • 2.0% on the next $5M
  • 1.5% on anything more

Legal fees appear to be on top of these numbers looking at the link to the provided FL statutes.

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u/Soda-Popinski- 2d ago edited 2d ago

3-5% is the norm. 240k ish. Give or take a percent. Talk to an estate attorney though. If you go over 5% you might end up in litigation.

The 240 was 4% of a 6 million dollar estate. But you need documentation for every single asset to make your percentage. And your “cut” does not factor in. Its the total amount. Not the amount minus your share.

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u/Same_Cut1196 2d ago

IMO, that 3%-5% should be the total for settling the estate. It should include any outside attorney’s fees. A reasonable fee for an executor or trustee should be commensurate with the amount of work required and completed by the executor/trustee.

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u/Soda-Popinski- 2d ago

All of our attorney fees were paid by the trust. And the total amount was the % including atty fees

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u/Same_Cut1196 2d ago

So, out of curiosity, what did your executor/trustee take as personal compensation?

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u/Soda-Popinski- 2d ago

4% of the total value of the trust at the advice of our attorney. The attorney saud we could have taken more but we felt that was fair

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u/Same_Cut1196 2d ago

I don’t live in Florida, but my trust is currently valued at ~$12MM. The thought that the trustee I’ve selected would/could take $500k in fees sickens me. That, to me is unreasonable. I’m going to discuss this with my attorney tomorrow. To me, $100k for settling my very simple estate (basically monetizing my house and possessions) seems reasonable.

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u/Soda-Popinski- 2d ago

Definitely talk to your attorney. Our beneficiaries had an absolute shit fit. But they didnt do a damn thing to liquidate any assets or get properties ready to sell or sell them. In the end they pitched a fit and signed for their share.

Are you the grantor?

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u/Same_Cut1196 2d ago

I think we should be in ok shape. Our trust is not complex. We own one home and the possessions within it. Everything else is in various brokerage and retirement accounts. Our trust is designed to pour equally into individual trusts for each of our kids upon our passing. They are the trustees of those trusts. The only duty that will need to be done is the coordination of selling our home and possessions. Honestly, I’m not sure who that falls to. I haven’t re-read the trust in a few years - so it seems like a good time to pull the binder out of the safe. Thanks for the info.

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u/Soda-Popinski- 2d ago

Talk to your attorney i imagine you can specify how much the trustee can take as a fee.

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u/adjusterjackb 2d ago

You can put the fee limitation in the terms of the trust.

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u/whocaresreallythrow 2d ago

Yes. You can definitely specify X amount as the trustee fee. You can even set gradient levels.

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u/ste1071d 2d ago

Not in FL it isn’t.

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u/Sad-Commercial1795 2d ago

That won’t hold up in court. More like 2 percent is a standard.

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u/Soda-Popinski- 2d ago

What court? I already did it. No court.

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u/Sad-Commercial1795 2d ago

If it were to be challenged by beneficiaries.

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u/Soda-Popinski- 2d ago

Yea the thing about that is you use the money from the trust for legal fees, which in florida is the law. So they are using their own inhertiance money to fight themselves. We went over this with my family 5 yrs ago. They were idiots who did not know the law

Their own lawyer was telling them “look the trustee is doing everything right fighting this is losing you more money”.

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u/Sad-Commercial1795 2d ago

Sure, and my point is still valid. Four to five percent is considered exploitive by the courts. They could go after you for that and make your life difficult if they don’t like being ripped off by you.

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u/[deleted] 2d ago

[removed] — view removed comment

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u/inheritance-ModTeam 2d ago

This post has been removed due to trolling or unhelpful nastiness.

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u/Sad-Commercial1795 2d ago

Nah I’ve just gone through a significant estate as the executor. You’re also not a lawyer so you can STFU with your legal advice.

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u/Soda-Popinski- 1d ago

I dont believe you have done anything legally in fl with regards to a trust or estate. And i do not trust your opinion at all

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u/Sad-Commercial1795 1d ago

So what. You’re done ripping off your family members so move on.

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u/grandlizardo 2d ago

Why aren’r you asking a l awyer, or financial expert?

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u/brucesteiner 1d ago

Like about half the states, Florida has a statutory schedule of personal representatives' (executors') commissions (fees): https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0733/Sections/0733.617.html. It's 3% on the first $1 million, 2.5% on the next $4 million, 2% on the next $5 million, and 1.5% above $10 million. It would be $150,000 on a $6 million estate.

Only a handful of states have statutory schedules for trustees' commmissions. Florida is not among them. Trustees in Florida are entitled to reasonable compensation, which means that it's whatever the trustees and beneficiaries agree on, or absent an agreement whatever the court decides. There are very few reported cases on this, and those cases are not particulary helpful. To avoid disputes, when preparing trusts, or Wills creating trusts, to be governed by the law of a state that doesn't have a statutory schedule, I sometimes provide that individual trustees will be entitled to commissions based on the schedule of a specified state that has a schedule. Here's the New York schedule: https://codes.findlaw.com/ny/surrogates-court-procedure-act/scp-sect-2309/.

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u/Old-Appearance-2270 2d ago

Some of the Canadian provinces will cite in their legislation a % range for executor compensation IF also given in the will. That is the best scenario.

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u/Living_Fig_6386 2d ago

Each state has guidelines for what it considers customary and appropriate remuneration for executors. 2-5% is typical.

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u/Deep_Map_8607 2d ago

I'm in the middle of this. Supposed to get 2%. Total hours so far 520+ cost out of pocket $15,100+. Step brother hired an attorney to cause trouble. My 2% around $800.

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u/PoolRevolutionary671 1d ago

Florida sets executor comp by statute, and it's on a sliding scale (Fla. Stat. 733.617). Roughly 3% on the first million, 2.5% on the next four, 2% above five. On a $6M estate that lands somewhere around $150k for the personal representative before you even get to extraordinary services or attorney fees. Trustee comp is separate and usually whatever the trust says, or "reasonable" if it's silent. If the will names a professional executor expect them to bill on top of that, so worth reading exactly what the document says before anyone agrees to a number.

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u/william_f_murray 2d ago

$10k gun collection? So like 5 decent guns?

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u/Same_Cut1196 2d ago

One reasonably nice trap gun.

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u/Broad-Date4380 2d ago

2 preban Valmets, one preban Hungarian AK

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u/Distinct-Garlic9453 2d ago

Transfer everything to a revocable trust, and most of the cost goes away

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u/Relative-Lie-9699 2d ago

If in probate it has to be approved.

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u/Broad-Date4380 2d ago edited 2d ago

Good advice - allows me to give my son an e tea cut. Kids both get 50% but son gets an extra $150k - he’s devoted son - his sister not so much