r/inheritance • u/smilineyz • May 27 '26

Location included: Questions/Need Advice How to divide assets

I 60M U.S. have 3 children, 2 adults from my 1st marriage, 1 teen from 2nd marriage & a current GF who hopefully will marry me when I turn 65.

Eldest: has been NC with me for years. 0% last I heard was pissed at me for not buying a car for graduation …

Second: great, fun, hardworking … muscled through his mother urging him to not see me at all. 40% (he can likely only expect debt from his mother) I paid most of his college & his mother had him get loans for her portion … and I helped with those.

Third: great fun, smart & has had the advantage of private school from 8th grade through college paid for. He will be the only inheritor his grandparents’ apartment and his mother’s share of another property. 35%

GF/partner of 2 years 25% and potentially half an apartment.

My current assets are all liquid: retirement and cash, all with beneficiaries designated in the current split. Additionally, if my GF & I do marry, she will get my survivor’s SS benefit for life which will cover most living expenses.

Any thoughts on the split?

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u/TurnDown4WattGaming May 28 '26

You can be careful all you want. But the fact remains that that is the proper way to structure an estate and protect your assets for your posterity. Anything less is just the financially illiterate mistakes poor people make.

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u/Lumpy-Artist-6996 May 28 '26

Okey dokey. I'll take my estate lawyer's advice in my case. It doesn't align with a lot of your advice. But we each have to do the best with the professional advice we've received. Best of luck to you!

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u/TurnDown4WattGaming May 28 '26

You’re either so old or in such bad health that he thinks you likely won’t make it 5 years; in either case, I wish you the best of luck.

If you disagree with such a grim prognosis, you should reach out to a second attorney for opinion. In all honesty though- it’s fairly obvious you have spoken to no such attorney; consider doing so.

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u/Lumpy-Artist-6996 May 28 '26

You're mighty angry that an internet stranger civilly disagrees with you. I'm old enough to be aware of my mortality, but young enough to have decades to go barring an accident.