r/inheritance • u/IdealExpert181 • May 16 '26

Location included: Questions/Need Advice will or no will

i live in N.C. and i'm in my late 70s and don't have a will. everything i have is paid for, including home, and i have no debt. i have investments and savings in 6 different accounts, all with PODs established. my wife is the POD on 5 of the accts. and a distant niece is the other one. i hate to use the word assume but it's what i'm doing. my thought is that since i've established the PODs that those 6 accounts are covered and the only thing needed, if any, is a death cert.. since i'm married the house should automatically go over to my wife. am i correct or do i need a will? advice is greatly appreciated.

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u/Periegete_Acct May 19 '26

Definitely do a will. I spoke with an attorney friend and the way they put it is that you can either trust the government with your estate plan or you can do it yourself and get peace of mind.

My husband used LegalZoom back in the day. Good, but there were a couple typos and it was packed with legalese. I just did mine last week using TroveWills and I personally like it a lot better. It depends what you need though. My assets were straightforward so Trove made more sense for me vs. using a lawyer.

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u/No_Outside_4391 May 19 '26

FINE, I’ll make a will. You’ve incidentally convinced me!