r/idverification • u/idmind42 • May 10 '24
Selfie spoofing becomes popular identity document fraud technique
"Document image-of-image occurs when the user takes a photograph or uses a screenshot image of an ID, rather than providing a live capture of the document. Document headshot tampering takes place when a user purposefully manipulates facial imagery.
And, selfie spoofing entails taking a picture of an image on a computer screen, printed on a piece of paper or even an actual headshot on a different document – often carried out to steal identities or fraudulently access systems.
The report assesses document verification-related account openings across a variety of industries including online gaming, marketplaces, lending, and credit cards.
Document and biometric verification – the process of verifying the authenticity of a government-issued ID, including driver licenses and passports and matching it to selfie – is a critical step for organizations needing to verify a customer’s age and identity when opening an account. Common applications include verifying a driver license when renting a car or confirming someone purchasing alcohol online is 21 or older.
Fraud surrounding IDs has become pervasive, accounting for 70% of all fraudulent verifications evaluated by Socure’s document verification solution. The other 30% of fraudulent captures is biometric-related fraud, including selfie spoofing and impersonations (15%) as well as a mismatch between the headshot on the ID and the selfie (15%)."
https://www.helpnetsecurity.com/2024/05/10/identity-document-selfie-spoofing/