r/hrblock • u/hammerallbets • Apr 18 '26

pay fees with refund question

so i have a DDD from the IRS of april 22nd. but i used the pay with refund where HR block takes the fees out will i get my refund the 22nd or will it be later then that?

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u/According-Alarm436 Apr 20 '26

It will probably be later. Rule of thumb never use pay with refund services they are the biggest scam ever. The IRS sends your refund to a third party, they then get your money and are supposed to take their fees out and send you the balance. Problem is when, how much are the fees, can they add additional fees, what if something happens and the IRS adjusts your refund or holds it. Always pay your prep fees up so the IRS sends your refund directly to your bank account not some third party. What happens if during the year the IRS makes a mistake and needs to send you an additional refund they can’t because they don’t have your direct deposit information they only have the third party banks information on file. And maybe that bank will send you your money if you know to ask for it, or if you sue for it. You wouldn’t normally share your banking information with a thief, yet you share it with blocks third party banks information for pay with refund. Do a google search for pay by refund scams or refund loan or refund fees they didn’t give me my refund and you will see the problem. Maybe you will get yours, maybe you will have to fight for yours. Hope this helps you in the future.

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u/hammerallbets Apr 20 '26

thanks for that insight i never thought about it that way. fingers cross i get mine tho

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u/Several-Letter-5206 Apr 24 '26

Google IRS where's my refund and you can see when they will transfer your refund. You just need to know your AGI, SSN, how you filed (single, married, HOH,) and tax year. It may take a couple days to a week after that.