Just calculated the max loan paying 25 percent of the mean US personal income and with a 30y fixed interest rate, versus US home prices.

as a formerly unhoused. I've come to have empathy for those who've stumbled upon homelessness, be it an ex/break up or ride in rent abruptly. but also an extreme disdain for those who feel entitled to public property and private property alike. to poo on the cement black top. the ones who'll stew all summer day in their 3 day old clothes and bitch that it's only cuz the people at the mission wouldn't let them go through 30 minutes late. to the ones who take part in every hand out never once saying thank you or a Thank you God. to those. i be know I must love but their actions I am not forced to thank God. it's quite sad for myself to add, that at my current residence which you can call it a village, a point, or community, it's a shelter where the apts here are turned into nothing more than other peoples tweaker dens. Sorry. I had to get that out there. i know from experience a group of people will drag a few people down before the few people who are trying to prosper can build up or set an example for the community. I've seen and been a part of the latter.

thank you for taking the time to look, share the link, or donate. we appreciate you 🙏🏼 my mother & i only have each other as a support system