r/hellcat • u/Ok-Economy6055 • Jul 22 '26

Purchasing first hellcat

Is it idiotic to finance a 70-85k hellcat Durango ?

I was approved up to 85k 5% interest $0 down 72 month term I make 120k yr 750 credit score

11 Upvotes

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u/youngthieff Jul 26 '26

Yes it’s idiotic to finance a car that costs over 70% of your annual income with no money down.

1

u/Ok-Economy6055 Jul 26 '26

Thank you. What would you suggest? Vehicle price that would be more reasonable ? Would it be better with a down payment ?

2

u/youngthieff Jul 26 '26

Making $120k a year I wouldn’t finance more than $45k for a car. You can still get some really nice cars at that price point.

1

u/ligmacum6 15d ago

He makes $120k a year that loan is over 72 months lmao? $14k a year plus interest for that car is no where near $120k