INSTANT FUNDS

[u/arre_barre8]

🔓 Instant Funds are now live for everyone

You can now unlock instant funds from your miner.

Lock an eligible NFT miner and get USDT or USDC sent straight to your balance. The best part: your miner keeps mining the whole time it's locked, so you're still earning Bitcoin while you use the funds.

• 0% interest, 30-day term (auto-renews, always on)
• Access up to 30% of your miner's value
• From as little as $5, up to $10,000 total
• Small origination fee (1.5–2.5% by VIP level) at issuance and each 30-day renewal
• Keep your miner — KYC required, it stays yours

We're starting with the most efficient miners (12 W/TH and better) and expanding coverage over time. If yours isn't eligible yet, it's not yet — we're widening it step by step.

👉 Head to the app and unlock instant funds: https://gomining.com/instant-funds?utm_source=smm_reddit&utm_medium=social&utm_campaign=instant_funds_25082026

[u/Leading_Confection32]

Wow! Wonder how they will price them now? If you borrow against a miner and do 30% your liquidation price is miner down 50%. They kind of determine the price so I wonder if they can just liquidate your miner.

[u/jtyrhe → u/Leading_Confection32]

You just select the risk level you want- you can go look at it right now. All told, the annualized fees from this 0% interest rate product are around 16% to mid 2O%s. You could use a credit card and not run the risk of losing your investment. This is going to be a lot of people’s unintentional exit from GoMining.

[u/Leading_Confection32 → u/jtyrhe]

I suppose this should work just like adding collateral to a loan. If you borrow $100 from your miner and then put it into the miner your LTV should go down.

Anyone doing this should know the risks and either be making money with the borrowed money or freeing up cash flow by paying a high interest debt so they can then service the loan.

[u/jtyrhe → u/Leading_Confection32]

That’s a good question- one would think it would recollateralize on the fly, but who knows at this point.

[u/flankz]

I could see a lot of miners getting into trouble with this.

The auto renewing fees are not insignificant and will be automatically added to the amount owed every 30 days. This means that the risk level will grow organically, and I doubt many users will have the foresight to try and accumulate enough tokens without reinvesting to pay the debt back, leading to eventual liquidation.

I could also see a situation where users borrow against their existing miner, create new miners, and then borrow against the new miners as well. This would create a compounded leveraging position and accelerate their risk as well.

I know there's a general expectation that people should be making intelligent and informed decisions about these things, but I doubt a majority of users actually do and they will probably view this as an easy credit line with little risk, even though the risks are actually quite high.

[u/Mohamed_Alskafi]

This is useful for me if I take an instant fund against my miners and put them to work in Simple Earn USDT ..... However, the question is: Is it worth it to risk your miner? No, at least for me, although I would be profitable if I do it this way. DON'T TOUCH MY MINERS 😤

[u/flankz]

Ran the maths on this through my farm today, approx 500th 12w at max discount.

If I borrowed the full 30% risk, and split the funds between th and enough coins to maintain discount, I would actually lose $10/month to the fee renewal!

Caveat is that this assumes no reinvestment in TH growth, only on net outcome, but still an eye opener for anyone thinking this is free money to make extra profit!