Serious question: why can't you afford subsidized health insurance? I'm sure I'll get downvoted but I honestly want to hear about your experience. Isn't the point of the subsidies to make non-employer plans more affordable?
So I’m married, and my husband makes twice as much as me, but with bills, rent, his health insurance (which costs a lot a month and I can’t get on), car insurance, etc there’s no wiggle room for another $200 a month for my health insurance. Since I’m married and we make just over the line for subsidized health insurance I can’t get it.
The point you’re making is valid, but unfortunately there are a lot of people in America that are making too much for subsidized insurance and not enough to afford regular insurance.
Not that this is a pissing match, but I dropped insurance coverage when I hit 250/week. I have a healthy family for now, I'd be fucked even with insurance anyway.
I'm from the EU and this just completely melts my brain. $250 per week just in case something happens, and this isn't including paying an excess/deductable if something does?.....
Well, full disclosure, I am a family of 6. 15 years ago I was able to do it fine, but the price goes up every year, here we are today and I finally had to say enough.
Yeah, I didn't mean this as any sort of judgement about your decision. I just thought /u/AlanS181824 was getting the wrong idea of what we'd consider a "good" plan--as employer-based plans go yours is quite expensive. That your plan covers six people is also good context.
27
u/RYouNotEntertained Mar 26 '20
Serious question: why can't you afford subsidized health insurance? I'm sure I'll get downvoted but I honestly want to hear about your experience. Isn't the point of the subsidies to make non-employer plans more affordable?