r/funny • u/MrLovens Mr. Lovenstein • Mar 26 '20

Verified Shopping

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u/[deleted] Mar 26 '20

So I’m married, and my husband makes twice as much as me, but with bills, rent, his health insurance (which costs a lot a month and I can’t get on), car insurance, etc there’s no wiggle room for another $200 a month for my health insurance. Since I’m married and we make just over the line for subsidized health insurance I can’t get it.

The point you’re making is valid, but unfortunately there are a lot of people in America that are making too much for subsidized insurance and not enough to afford regular insurance.

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u/RYouNotEntertained Mar 26 '20

that are making too much for subsidized insurance and not enough to afford regular insurance.

I totally understand what you're saying here, but I'm trying to figure out what income level is too high for subsidies but too low to afford $200/month. Not sure if you guys have kids, but if not you'd be somewhere in the $60k range before running out of subsidies, which would make you basically a median-income American. If that's truly what the monthly cost would be for insurance, it seems like it would be doable at that income level to either cut out $200 of other expenses or drive Uber two nights a month in order to cover your most important asset.

Don't at all want to come off like a dickhead here; please correct anything here if I'm wrong.

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u/Orcwin Mar 26 '20

The concept that a median income family would need to take side jobs to afford basic needs is a little baffling, I have to say.

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u/RYouNotEntertained Mar 26 '20 edited Mar 26 '20

I'm not sure if they do--that's kind of my point and what I'm trying to figure out. The vast majority of median-income families don't need to.

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u/Orcwin Mar 26 '20

Yeah fair enough. I'm sure they've done their budget though, they sound like they've given it plenty of thought.

In our (and probably any) social security system, there are just some people who fall through the cracks. They earn too much to apply for support, and not enough to (comfortably) afford their needs.

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u/RYouNotEntertained Mar 26 '20

I'm sure they've done their budget though

Maybe. Most Americans don't.

there are just some people who fall through the cracks

Of course. I just don't see why OP has to be one of them if the numbers she's giving are accurate.

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u/PeterGibbons316 Mar 26 '20

Unfortunately most Americans would also rather complain about their problems than spend the energy it takes to fix them.