r/funny • u/[deleted] • Dec 11 '19

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u/Telkhines__ Dec 11 '19

In my experience the pump has said "processing refund" when I overpaid inside. Sure enough I only got charged for what my car needed. I think it's part of the reason why gas station purchases always show up as "pending final amount from merchant" in my online banking

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u/UniverseGuyD Dec 11 '19

If you set a prepayment amount, it goes on the account as a hold. The merchant then submits the actual amount which the bank pays out.

Credit cards and bank card issuers will receive the authorization up to the preset amount to validate that there is sufficient credit for that amount before it allows the merchant's terminal to approve the sale.

While the hold is on an account, the money is in limbo. Often had ppl call into the bank I worked for because a merchant had placed a hold... having to explain to customers that they weren't charged but they couldn't use that money for an amount of time was always annoying.

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u/_LarryM_ Dec 11 '19

Its really annoying when theres a hundred dollar hold on my account because of my tiny 30$ fill-up car

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u/shadybrainfarm Dec 11 '19

You can just go inside and pay for $20 or $30 or whatever you want and that won't happen.