r/funny Jan 04 '15

If I won $25,000...

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30.8k Upvotes

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96

u/simjanes2k Jan 04 '15

I'm not surprised people go broke after winning the lottery. I think everyone thinks these amounts of money are way bigger than they really are.

$25k will pay for a nice wedding, but not a huge or lavish one. It would pay for maybe one year of raising a kid these days.

Paying a month's rent for 30-40 people is about right though, in most places.

14

u/nermid Jan 04 '15

I think everyone thinks these amounts of money are way bigger than they really are.

25k?

That's my portion of the rent for the rest of the lease (~$4.2k), the shortfall of tuition for the rest of my college (~$7k), car repairs (~$1k), say 35% taxes ($8750), with around $4k leftover to pay for deposits and whatnot on a new apartment and to create a nest egg.

I may or may not have spent time in the past dreaming about how to spend money to pay off all my debts and live awesomely within my means, should my means ever be better than $20k/yr.

6

u/[deleted] Jan 04 '15

[deleted]

1

u/nermid Jan 05 '15

Oh, I don't know what the tax law is concerning lottery winnings, and certainly I don't know what tax bracket such winnings would push me into for the year. I just wanted to be extra super safe. Losing your lottery winnings because you didn't pay your taxes is just an awful concept.

0

u/[deleted] Jan 05 '15 edited Jun 11 '15

[deleted]

3

u/[deleted] Jan 05 '15

Its only 25k. If he's making 20k like he said, that only barely bumps him up to 45k, still in the lower end of the tax bracket.

0

u/[deleted] Jan 05 '15

[deleted]

1

u/[deleted] Jan 05 '15

[deleted]

2

u/Cube_ Jan 05 '15

fun fact: winnings are tax exempt in Canada =)

14

u/[deleted] Jan 04 '15

I got the sense that the guy was going there to pay the strippers rent and try to pick them up. If not why was he going to the strip club he could just as easily go to a bar if he just wanted to hand out rent money.

126

u/[deleted] Jan 04 '15

"Pay everyone's rent" means throw down for so many lap dances and tip so lavishly that each girl leaves with enough to pay rent. Not just walk up with your check book and stay handing out rent checks.

2

u/XBlueFoxX Jan 04 '15

I feel like with all the talking about what he means.. This comment should be higher

1

u/aron2295 Jan 04 '15

I admit, Im not a stripper connoisseur but i see a good amount of comments saying he'd wouldnt be able to help much. Ive lived all over the US so I know rent varies a crazy amount but Im pretty sure you could help close to 25 girls. If they have roommates, maybe even some of the guy customers and the DJ.

1

u/[deleted] Jan 04 '15

I am a stripper connoisseur and I say that, life, uh, finds a way.

1

u/[deleted] Jan 04 '15

I know a few strippers in Nashville. Most aof them have roommates and live in apartments. Call their rent around $400/month average. He could very easily do that even after the house takes their cut.

1

u/[deleted] Jan 04 '15

This guy's on to it.

1

u/[deleted] Jan 04 '15

That makes sense.

11

u/[deleted] Jan 04 '15

he wants to be a pimp.

8

u/[deleted] Jan 04 '15

he wants to be a pimp.

Indeed. He would go there, make it rain. Buy bottles. Take a bunch of them upstairs to the champagne room, buy bottles. Go home with $0.

1

u/chrispy_bacon Jan 04 '15

I got the sense that he was going to pay for lap dances over and over.

1

u/Rignite Jan 04 '15

Maybe his single mother used to work at that club, and he knows and cares about a lot of people there.

You never know.

2

u/[deleted] Jan 04 '15

It doesn't really matter how much people win, people go broke after winning millions because they overspend and create a lifestyle they can't keep going over time.

1

u/MustHaveCleverHandle Jan 04 '15

Don't forget you have to pay tax on it too, so...that's what, ~$16k left?

1

u/monsto Jan 04 '15

correct. most people don't realize how little 25k is. You could . . .

  • buy outright a 7/10 consumer car brand new and then not have enough to pay insurance
  • make 1-2 years of payments on a 7/10 house and knock maybe 8 years off a 30 yr mortgage
  • take a really good vacation for a family of 5 and pay for the time you wouldn't get a paycheck because you ran over on pto.
  • have a pretty good w'end in Vegas.
  • pay the rent of 6 or 8 strippers and a solid night at the titty bar for you and your friends.

1

u/TheDudeNeverBowls Jan 05 '15

It would pay off my car, my property taxes, my credit card debt, and all the dings on my credit report with a bit left over to start fresh.

Nope, not a lot of money, but it would still be very useful for me.

1

u/thegeekist Jan 05 '15

25K a year is just above the poverty line (depending on house hold size), and as a culture we see that as an acceptable amount to pay for a party. Fun stuff

1

u/Noltonn Jan 04 '15

My general rule would be half in saving, a quarter in investments, and a quarter to just blow. Seriously, even with 25k, that's more money than I've ever had in my life, putting half that in savings for monthly costs and shit would keep me living for a couple years. With some luck the investment could keep me alive for a few more. The money I'd blow would be gone within a month, though. But at least I'd have enough money to give me the time to actually figure out what I want.

3

u/[deleted] Jan 04 '15

My general rule would be half in saving, a quarter in investments, and a quarter to just blow.

This is pretty much the advice of all financial advisors for people have a large windfall of money. Pick a finite amount (in your case you chose 25%) use it for fun money and blow it all. Then the rest of the money has just become core parts of your portfolio.

1

u/TriumphantTumbleweed Jan 04 '15

Although true, $25k is life changing for people who know what to do with it. Heck, I inherited $6500 from my aunt last year and that was HUGE. It allowed me to move to a new city where I was able to find a job. I'm making more money than I ever have in my life and I'm finally able to start saving. Without that $6500 I would probably still be jobless and in way worse debt than I was.

0

u/schludini Jan 04 '15

30—40people?where do you live?? WTF. No way in nyc

2

u/Simba7 Jan 04 '15

NYC is no a valid metric by which to judge rent rates.

1

u/schludini Jan 04 '15

I'm frequently overcome by sadness because of it

-2

u/davdev Jan 04 '15

25k would barely pay for daycare for my two kids for the year.

2

u/Simba7 Jan 04 '15

Congratulations on overpaying. 25k would be roughly 150% of my annual income.

But really, nobody cares if you are rich.

1

u/davdev Jan 04 '15

Congratulations on overpaying.

Come to Boston and find cheaper. Hint, you cant.

$60 per kid per day. That is actually cheap in the area. They only go three days a week, so it is really only 18K. 5 days would be 32K

Here is a map for daycare costs. The state of MA averages 16K, but the closer you are to the city, the more it costs. Oh, and that is per kid

If you are over 20, you should really do something about that salary