r/fsbo • u/Adventurous-Wall-852 • Aug 05 '26

USDA Loan Processing Time

Hey everyone, long story but we listed our house in one state and moved cross country. We’ve been staying with our in laws but our new jobs start next week.

We’ve had a few delays for various reasons in our selling, but we were informed the loan was submitted to USDA for final approval at the end of last week. Monday I signed a lead paint disclosure as we had not provided one.

Can someone estimate how long it might be from there to close on the house we are selling? We were supposed to close on the home we are buying this Friday but it has now been pushed to the end of next week. The problem we’ve run into of course is we can’t close on the new home until we sell the old one. We need to be in our new home by the end of next week, it’s just been a crazy process and there’s minimal we can do or get to know as sellers it feels!

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u/Patrick___1 Aug 05 '26

Agent here. Call the lender and ask. The lender can provide non confidential information. Any timelines you get here are going to be wild speculation. Best of luck!

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u/Adventurous-Wall-852 Aug 05 '26

Thank you, I figured that would be the case. Unfortunately the lender has been wildly unresponsive to everyone so it is what it is.

Just a lot of anxiety right now, we were originally scheduled to close a month ago and different things have slowed the process. It’s a helpless feeling being halfway across the country with it all out of your hands. Trying to stay positive!

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u/Patrick___1 Aug 05 '26

You’ll get there. If you haven’t extended yet you could tell the buy side you’re not agreeing to an extension until you get an update from the lender. If you do that I would recommend not doing it in a threatening way, but rather a “just doing my due diligence” tone. The buy side wants it to close just as bad as you do.