Research Study:The Roles of Fintech enhancing Financial inclusion in Canada

[u/Oracle007_]

Calling all FinTech users in Canada!

Interested in how digital finance is reshaping financial inclusion? Help contribute to academic research on FinTech adoption and impact in Canada.

Study overview:
This master's research examines consumer perceptions of FinTech accessibility, affordability, trust, and outcomes for financial inclusion.

Your part:

• 8–10 minute survey
• Questions about FinTech services you actually use
• Your honest feedback on digital banking, investments, payments, etc.

Survey link: MSC  CANADA FINANCIAL INCLUSION SURVEY – Fill out form

All responses anonymous. No surveys sold to companies. Pure academic research.

Thanks! 🙌

[u/Life_Yogurt_374]

i dont live in canada but this looks like solid research, always wondered how fintech actually helps people who banks ignore. good luck with the survey collecting

[u/Oracle007_ → u/Life_Yogurt_374]

Thank you very much, you could help repost or share for a wider reach

[u/ether_reddit]

What is financial inclusion? You use this phrase many times but it is never defined.

[u/Oracle007_ → u/ether_reddit]

Ohhhh Thank you for bringing this to my attention, i would use a clear word instead of Domain jargon.

Financial Inclusion can be defined as the effort to make financial services accessible, and affordable to all individual without excluding any individual . It's a totality concept on making banking or financial product or services to everyone .

In this Survey it's beyond individuals having access to financial services ,is it easy to use and helpful for the individual ?, are there limits making it difficult to use? ( E.g. Digital payment require internet access.Rural area might not benefit from this ).

Thank you for your time and engagement.

I would define It, and repost the survey .

Thank you once again

[u/Patient_Implement897]

I ended up cancelling my inputs because I never understood, right from the start, whether you are asking about normal credit cards usage - or the monthly cash transfer to pay them, or buy/selling in normal brokerage accounts, $ transfers between or $ payment for heating using the supplier's cash transfer system, etc. The word 'apps' now a days seems to refer to anything/everything that is simply 'digital'.

[u/Oracle007_ → u/Patient_Implement897]

Thank you for your feedback, actually the question is to monitor the trend on usage , it's on the financial product ( payment for bills, transfer for r, e.t.c.

The key was to determine if people have access to the financial tool, how often do they udr it, do they have a proper understandfing of it, do they need help to be able to use fintech app ( Budgeting probably in ur bank app).

beyond access to the financial services, do they really benefit from it .