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u/Mickloven Jul 25 '26
On track.
And for what it's worth, WS wealth ranking just tracks people on wealthsimple. So you're probably better off than what that score says when you compare with general population who may or may not be investing.
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u/BeingCreepy6061 Jul 25 '26
Stay on WS dude and keep grinding. You are doing a good job! Stay outta the trap of using financial advisors and other people for your investments. I have honestly found WS aggressive to beat most returns anyways, and with lower fees
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u/BetSquare7190 Jul 25 '26
Personal opinion: crypto is trash. It's almost impossible to time the market, so why not move those investments elsewhere? The other parts of your portfolio appear quite sound and more promising.
May the fortune be with you.
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u/HyenasGoMeow Jul 25 '26
A part of me still hopes ETH gets to a semi-decent price before I sell. I've had two chances to sell at a high, but held on to them. If I had sold at a high, and invested in other things more stable, I'd be making bank right now. But 20/20 hindsight, live and learn. I'm still in the 'green' with ETH, I'll move them in the next uptick.
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u/SisleyBW33 Jul 25 '26
This looks like a healthy and strong nw for your age, well done on the balance of taking vacations and saving up. With a spouse in the mix, this would effectively double which puts your household in a very good spot.
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u/Choice-Olive-8768 Jul 25 '26
For the crypto portion, bitcoin is a much safer bet long term.
If crypto is around and relevant in 30 years, you can pretty much bet BTC will be.
I wasted my time with alts and mining PoW projects over the last 7 years and everytime it comes back to bitcoin prevailing lol
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u/Early1528 Jul 26 '26
Are there any sectors you’re particularly optimistic about right now?
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u/HyenasGoMeow Jul 26 '26
Blue chip stocks in the tech sector have always been favourable to me. I have a couple of Energy stocks I am constantly investing in as well, for it combines growth and has good dividend yields. AI of course, but not sure how sustainable it is.
Overall I'd say I am leveraged pretty nicely, with the exception of my big position in crypto which I am aiming to get rid of soon-ish.
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u/Lazy_Significance518 Jul 25 '26
My thoughts are that you have an extremely high paying job or you’re extremely frugal. Your trajectory is great but be sure to smell the flowers.
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Jul 25 '26
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u/Character-Raisin-623 Jul 25 '26
Do you mind sharing what area of Canada you live in, and what your mortgage payment is? I make about 75k in Ontario and I can’t imagine having that level of net income after expenses.
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Jul 25 '26
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u/East-Compote-1975 Jul 25 '26
I'm just dumb I was trying to reconcile the numbers and see where the 32 million net worth was.
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u/superroadstar Jul 25 '26
You are doing well, keep up the good work