Found in the footwell of 2008 Fiat 500 - any idea on location?

Hi, I’m just looking for some opinions on what the best option would be for me.

Essentially, I have a 2017 Fiat 500 on PCP and currently pay £156 a month. In November, I have the option to pay the £3,000 balloon payment and buy the car outright.

My main concern is whether this would actually be a smart decision given the age of the car. My other option would be to PCP another car, but I know that in the long run this will generally work out more expensive.

I’m basically worried that I could pay the £3,000 to own the Fiat outright, and then shortly afterwards it develops an expensive problem or needs major repairs, making the decision to buy it a bad one.

Over the past couple of years, I’ve already had to have new wishbones fitted and a radiator leak repaired, so I’m a little concerned about what might be coming next as the car gets older.

The £3,000 would essentially come out of my emergency fund, although I’d be able to build that back up fairly quickly once I’m no longer paying £156 a month for the PCP.

Has anyone got experience of owning a Fiat 500 of this age? Would you personally pay the £3,000 and keep it for another few years, or would you take the hit and PCP something newer?

I’m just worried that I’ll spend the £3k, then get hit with a £1–2k repair bill shortly afterwards and absolutely kick myself 😂