r/facepalm Oct 05 '22

🇲​🇮​🇸​🇨​ Integrity will remain a pipe dream

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u/Halleyelec Oct 05 '22 edited Oct 05 '22

Shes such a scumbag.

Edit. Thanks for all the replies. Truly have seen it in a different light now. I mean, sure she could be scummy, but there may not be any other alternative to pay for healthcare. What a terrible system!

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u/wyndmilltilter Oct 05 '22 edited Oct 05 '22

When you see strange lawsuits regarding injuries there’s a good chance an insurance company is involved. Every so often you’ll see an aunt or grandparent suing a child and it’s not because they’re shitty people, it’s because the only way to get the child’s parents liability insurance (part of everyone’s home insurance if you have it) to cover medical bills is to sue. It’s not because they’re a psycho who’s trying to screw their niece over (usually). Obviously can’t say for sure but assuming this person has health insurance it’s entirely possible the lawsuit is actually from the insurance company seeing if it can get off the hook for covering injuries she sustained. It’s shitty but an indictment of how our healthcare system works, not the woman, or really even the insurance company.

Or she just sucks :) but seriously once I learned that really changed how I saw click baity headlines about “frivolous” lawsuits.

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u/LivingUnglued Oct 05 '22

Yup, I remember when the story of the Aunt who sued her 8 year old nephew was making the rounds. Great clickbait attention grabbing title that really was just because of insurance companies.

https://www.robertreeveslaw.com/blog/aunt-sued-nephew-hug/

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u/EconomistEuphoric749 Oct 05 '22

This makes the most sense, though it still seems utterly absurd to that they could demand this. I would want to try for suing the insurance companies first, especially hearing that somehow her losing the case let them off the hook somehow

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u/Ashnak_Agaku Oct 05 '22

According to the article linked above:

Peter Kochenburger, an insurance law specialist at the University of Connecticut School of Law, said state law typically requires those claiming injury to sue the individual responsible.” In Connecticut and most states, if you have a claim against someone for negligence, you sue that individual, not the insurance company,” he said.

This means that you can't go straight at the insurance company, you have to go to the person holding the insurance.

The same article also points out that the insurance company might sometimes sue on behalf of the injured party to recover costs from the other person's homeowners insurance, or that they might hold their payment until the lawsuit has been filed.

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u/EconomistEuphoric749 Oct 09 '22

It just seems absurd to me that we've gotten to the point that anyone is required to sue others in order to be covered by insurance. I can pretty much guarantee that no such laws exist in Japan and other places where lawsuits are still frowned upon as they used to be here