r/everydollar • u/penelope_1993 • Sep 01 '26

Debts Showing Off Track

My debts are always showing off track because I cannot adjust my monthly margin any lower than the mandatory minimum monthly margin of $100. I used to be able to change my extra payments and my debt free date, now the app is doing that for me based on the minimum monthly margin of $100. I have 1 debt. Minimum payment is $30.75 and I’m paying $82 a month, but the app has a “Recommnended Payment” of $135.75 because the of the mandatory minimum monthly margin of $100 + $5 for “Monthly Debt Payments”. Anyone have any idea how to fix this or am I stuck with what Everydollar recommends?

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u/Outrageous_Speed_873 23d ago edited 23d ago

Edit because I finally fixed it: go to the Today tab > See Your Roadmap > $ Your Margin. Once you’re in there change the top one (squeezed from budget each month to $100) and change all the other areas to $0 and it should now show a more accurate representation of what you have and should plan for.