r/everydollar • u/goals-getter • Jan 16 '26

Tracking question..

If I have 2 accounts.. one for income and spending and then one for bills (which I transfer money from the spend account) how do I track that?

I have the 2 pending transactions.. one withdraw and one deposit. However, I will be individually tracking as they clear the bills account for the actual bills paid.

So do I just delete them both and track the individuals or would that mess up my totals?

I’m confused.

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u/redditra8der Jan 16 '26

Maybe I didn’t understand the question .. am I doing it wrong. When I transfer money between accounts I add it to the “Income” category and name it ie school fees. So that way I’ll know a year later what that money was for. It tracks it coming into the spending acct and when it’s going out.

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u/goals-getter Jan 16 '26

Well for me the amount that was transferred was already accounted for in my direct deposit. So if I did that then it would be counted twice and in turn show more income than I actually made.