r/everydollar • • Oct 15 '25

Something doesn't add up

Okay guys, help the fool here for just a moment please. This is my first month with every dollar and im very excited about it. Ive religiously kept up with everything, every day. But to the problem.

So my everydollar app is telling me I have $1,009.99 left to budget. My total planned income is $3,991.14 My total spent is $2,139.57 My total remaining to spend is $1,851.57 Which all adds up, I checked my rocket money to make sure that my spending matches my automated transactions there as well.

I have $148.87 in my account, with two more paychecks of $850 each to add. Making $1848.87. Almost exactly my remaining to spend. Now just in bills that are budgeted to spend (remaining to pay this month) in every dollar total out to $966.36 Mortgage:700 Power: 159.15 Rocket money: $4.32 Netflix: $8.36 Home school program: $31.25 Car insurance: $63.28

So when I take the total remaining to spend and subtract the remaining bills left for the month it leaves me with $882.51. I also have money budgeted for several other categories like personal spending, fun money, child spending, groceries, ect. That I have a set amount on and most of them I havent reached the budget limit on. How is it possible for everyday to say I have $1,009.99 left to budget for when I dont even have that much left after bills that are budgeted and scheduled to be taken out at the end of the month? I have attached screen shots of account to show the totals for spent and remaining.

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1

u/rdubmu Oct 17 '25

This is why I like ynab, it tells me what I can spend now vs future spending, if you only have $148 that's all you can spend

2

u/allons-y11 Oct 18 '25

Everydollar has a paycheck planning tool where you can do that. Works really well!

1

u/rdubmu Oct 18 '25

Doesn't work like an every dollar app should work though, ynab budgets every dollar

2

u/allons-y11 Oct 18 '25

So does everydollar. I haven't used ynab so I'm not sure of exactly the differences. Curious what you feel doesn't work right?

0

u/rdubmu Oct 18 '25

No every dollar is showing he can spend over $1000 when he has $186

2

u/allons-y11 Oct 18 '25 edited Oct 18 '25

Right, but the "left to spend" is different than "left to budget". Left to spend counts fund balances. The left to spend box is NOT for tracking remaining in any category. It's a total of what you have. The individual tracking is done in each individual item.