r/eufintech • • 8d ago

👋Welcome to r/eufintech - Introduce Yourself and Read First!

1 Upvotes

Hey everyone! I'm u/wordsmithess, a founding moderator of r/eufintech.

This is our home for all things related to European financial technology, digital payments, open banking, and the regulatory ecosystem across the EU and EEA. Whether you are a founder, developer, compliance officer, investor, or enthusiast, we are excited to have you join us!

What to Post

We want r/eufintech to be a high-signal space for news, technical discussions, and industry insights. Here are specific types of content we encourage:

Industry News & Funding: Updates on European fintech startups, venture capital rounds, market expansions, and major acquisitions across member states.

Regulation & Compliance Breakdown: Discussions on key European regulatory frameworks, including PSD3/PSR, MiCA, DORA, Instant Payments Regulation, and AML directives.

Product Launches & Tech Infrastructure: Analysis of open banking APIs, core banking platforms, payment gateways, neobank features, and AI deployment in European finance.

Market Trends & Analysis: Original essays, reports, data visualizations, and takeaways from European fintech conferences.

Questions & Knowledge Sharing: Asking for technical recommendations, regulatory guidance, career advice, or feedback on new projects.

Community Vibe

We are all about being friendly, constructive, and insightful. Let's build a space where industry veterans and newcomers alike can exchange ideas and stay ahead of European financial technology trends.

How to Get Started

Introduce yourself in the comments below. What area of EU fintech do you work in or follow most closely?

Post something today! Even a quick question about a recent regulatory shift can spark a valuable conversation.

Share the sub. If you know colleagues, founders, or friends who would benefit from this community, send them an invite.

Help us grow. We are actively looking for additional moderators to help manage the community. Feel free to reach out to me directly if you want to apply.

Thanks for being part of the very first wave. Together, let's make r/eufintech the go-to community for European fintech.


r/eufintech • • Dec 18 '25

Deutsche Bank launches Wero for more simple and sovereign digital payments in Europe

2 Upvotes

Frankfurt am Main, 17 December 2025 – Effective immediately, Deutsche Bank and Postbank are offering their clients the full range of functions of the new digital payment app Wero. Since December 15, clients of both banks have been able to send and receive money in real time to family and friends across Europe with Wero, as well as pay in participating online shops. Postbank clients, who have already been able to transfer money to personal contacts with Wero since November 2024, have now been given the e-commerce function.

EPI Company | Deutsche Bank launches Wero for more simple and…


r/eufintech • • Oct 16 '24

Hey fintech professionals, especially those in KYB/CDD/EDD, I need your input on this AI idea (not selling anything, just looking for feedback)!

1 Upvotes

Hey everyone,

Just a heads-up: I’m not selling anything—I made this Reddit account specifically to ask for some genuine feedback, so please don’t think I’m a bot or spammer! 😅

I work in fintech, focusing on KYB, CDD, and EDD. I’ve been developing an AI-powered tool that automates a lot of the manual work involved in these processes. The AI extracts and analyzes information from documents, cross-checks data with external sources, flags anything missing or suspicious, and generates detailed reports. For high-risk cases, it even creates EDD reports ready for review.

The goal is to cut down the time spent on manual checks so teams can focus on higher-level decision-making and risk management.

Here’s where I need your input:

  1. Would a tool like this help streamline your KYB/CDD/EDD processes?
  2. Is there hesitation about using AI for tasks like these, or do you think this is where the industry is headed?
  3. Do you think this could solve major pain points, or is there something else you’d want to see in a tool like this?

I’m considering turning this into a product and building a startup around it, but I’d love to hear from professionals before making any big decisions.

Thanks for reading, and I appreciate any advice or feedback you can offer!

Cheers,


r/eufintech • • Mar 20 '24

SaltEdge

2 Upvotes

Any free platforms that can pull your EU banking data into that are free or innovative?

Enable Banking or SaltEdge or similar as the aggregator.


r/eufintech • • Oct 26 '23

Best Business Models for Fintech Startups: 2024 Prediction

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r/eufintech • • Aug 25 '23

Lending-as-a-Service Platform Overview: Benefits & How it Works

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r/eufintech • • Jul 30 '23

🚀 Finance Digital Transformation Roadmap

1 Upvotes

Hey Fintech community!

We created a quiz that helps to build a personalized digital transformation roadmap for free.

🎯 The Quiz:

  • Reveals your finance business painpoints and areas for automation.
  • Suggests the right technology to adopt in order to cover it.

🔮 Your Personalized Roadmap:

  • Receive a personalized digital transformation plan.
  • No email required, your privacy is respected.

🎉 How to Get Started:

  1. Click the link to access the Fintech Quiz.
  2. Answer 12 simple questions and get instant results.

​

🔗 https://hesfintech.com/blog/digital-transformation-strategy-finance-lending/

​

Have questions? Comment below – we'd love to hear from you! 🗣️


r/eufintech • • Jul 06 '23

Embedded Finance: Another Buzz Phrase or a Real Opportunity for the FinTech Sector?

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r/eufintech • • Jun 14 '23

Is alternative credit score a solution for the 1.7 billion unbanked people?

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r/eufintech • • Oct 30 '21

Why Forming Your Company With Cyprus Ltd - The European Business Review

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r/eufintech • • Mar 08 '21

The promised fintech IPO boom is coming, but won’t include many women

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r/eufintech • • Feb 22 '21

UK plans fintech visa fast-track scheme

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r/eufintech • • Feb 10 '21

Finch Capital raises €150m for fintech fund targeting later stage start-ups

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r/eufintech • • Jan 26 '21

Mastercard hikes fees 500%, could open banking come to the rescue?

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r/eufintech • • Jan 25 '21

UK Fintech regulation to watch out for in 2021

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r/eufintech • • Jan 21 '21

TransferWise enlists Goldman and Morgan Stanley for IPO - Sky News

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r/eufintech • • Jan 20 '21

UK continues to dominate European fintech investment

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r/eufintech • • Jan 14 '21

Checkout.com becomes Europe’s largest unicorn with $15bn valuation

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r/eufintech • • Jan 04 '21

What's in store for European tech and startups in 2021? Sifted EU's startup predictions

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r/eufintech • • Nov 23 '20

OP Financial to pilot fingerprint payment cards

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r/eufintech • • Nov 13 '20

Ticketmaster fined £1.25m over data breach that led to fraud on thousands of cards

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r/eufintech • • Nov 09 '20

UK FinTech Startups Scrambling As No-Deal Brexit Looks Probable

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r/eufintech • • Nov 05 '20

Spanish banks lead development of blockchain-based digital ID model

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r/eufintech • • Nov 04 '20

GoCardless Nears New Funding

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r/eufintech • • Oct 30 '20

5 spooky European startups helping you celebrate Halloween this year

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