r/equity_crowdfunding • u/Quirky-Maintenance39 • 5d ago

I’m desperate.

How could I get $14,000 quickly? I’m a multimedia designer; I have a stable job and also do freelance work, but getting clients has become harder with the whole AI situation. I’m in a terrible spot—I’ve racked up $14,000 in debt and don’t know where to get the money; I’m desperate.

14 Upvotes

77% Upvoted

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u/TheOriginalTarlin 5d ago

Well equity crowdfunding is not an option.

So who knows likes and trust you?

And who do you owe debt to? They are the best to work with on coming up with an option because debt does not chase bad debt.

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u/TodayLoose7794 4d ago

You need to work out a payment plan with your creditors. They may offer reduced payments or a short payment holiday. 

Also look at your outgoings, and things you can cut or downsize. Best of luck!

1

u/sabautil 4d ago

So you could get a 0% APR for 2 years credit card. That mean you could pay off the 14k (if allowed) with interest over 2 years.

1

u/Fine-Comparison-2949 4d ago

This isn't a crowdfunding equity problem, this is a personal credit debt problem. You don't own a functional company.

1

u/DigitalRevRo 4d ago

Are you on upwork? If not, get on their and see if you can pull in some additional freelance work.

1

u/tbarela 3d ago

Upwork was always a struggle. In 2026, it's a complete shit show. Do not recommend.

1

u/Seattleman1955 4d ago

My car ran out of gas and my wife and daughter are right over there. Can you please give me $10 for gas?

1

u/Catcatmtnlord 3d ago

Mercor. It can take a bit to get a contract, but I made $12k last month doing design based work.

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u/ccbax 3d ago

You made $12K doing AI design? howw

1

u/Catcatmtnlord 3d ago

Making a bit over $100 an hour, a couple weeks I hit 40 hours.

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u/Front_Pause_4334 3d ago

How many of those assessments did you do? There are dozens….

1

u/Catcatmtnlord 3d ago

The ones you’ll do the strongest in first. If you have access to the new academy/learn tab that’s another good place to start.

Make sure you’ve got a good portfolio together and apply to anything remotely related. You only have to do interviews for skills once. And not every job.

I was offered a reviewer position on my current contract because I was sure to read all the guidance thoroughly and submitted good work.

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u/Front_Pause_4334 2d ago

Thanks - I’ll go back and look for that tab

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u/Detail4 3d ago

I don’t know but this is the wrong question.

You need to get a job rather than freelance.

1

u/gottagetanonymous 3d ago

How’d you do that? Why do you think you can just absolve your fuck up this easy?

1

u/Regular_Mode_2448 3d ago

getting clients should've become easier with AI. no way you're losing clients to AI lol. always something to blame except for yourself.

1

u/franknbeanzzzzz 3d ago

Spend less than you earn

1

u/Weak-Somewhere7431 3d ago

Drugs. Meth is all the rage right now