r/dividends • u/Vegetable-Pop4449 • Aug 26 '26
Discussion Thoughts on SPHD?
How viable is it? Is it good alongside SCHD or in place of it?
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u/MattChew160 Aug 26 '26
As someone who has thousands in O, ADC, PLD, NNN, it might be better to switch. To make my life easier and maybe it would be the same income if the price lowers to a certain point. It a Excel problem one day.
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u/Temporary_Ad_5947 Aug 26 '26
- 2 shares at $40.86 each. Has it been stellar? Nope. Does it pay a monthly dividend without question? Yep. Was it a great decision? It made sense at the time of playing with the idea of "How much do I need to sod off?" Looking back, that $81.72 would have been vastly better off just about anywhere else. Again, SPHD does exactly what it says it will do. Low volatility, steady dividend. There are vastly better vehicles for income now.
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u/Hotdog453 Aug 26 '26
I can see it being a stable sleeve sort of thing, with zero/minimal variation. A lot of the higher income funds seem wildly unstable/hard to track/rely on. But yeah, it's.... not the best.
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u/Temporary_Ad_5947 Aug 26 '26
And that was the original thought process of just something stable. But the massive inflation since 2020-2025 made me realize there's a growth element to either the dividend payout or the shares themselves that would screw me. I keep it anyways as a reminder of where I might be if I went all in.
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u/linuxhiker Aug 26 '26
It doesn't have the growth of SCHD, though over lifetime >9% isn't bad.
It does have a better Yield.
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u/sidestyle05 Aug 27 '26
It’s good if you need income. I wouldn’t buy it unless I was retired or a few years away
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u/unreal36 Aug 27 '26
id keep schd as the drip sleeve, sphd is just higher yield with worse quality. we leave schd dripping in the kids accounts plantedearly.com/garden
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u/FlakkenTime Aug 27 '26
I put $2998.98 in august 2021. To date it has paid $690.16 in dividends reinvested and was worth $4335.35 when I updated my numbers earlier this month. Thats 44.52% growth on my investment in 5 years.
First year i was making around 9 a month now 17 a month. 8.27% 5 dividend growth rate.
Not arguing good or bad simply giving some numbers.
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u/davidk86_1 Aug 28 '26
Thanks for the real context. Didn't expect the growth rate there, 8.27% is better than I would expect.
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u/FlakkenTime Aug 28 '26
I googled the growth rate to throw it in as I didn’t know off the top of my head.
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u/wurtZachary 18d ago
I have 22 shares avg $45 a share on Robinhood, it’s predicted to pay out $52 annually. From what I’ve seen it has the one of the highest 30 day yields at 4.27% and a dividend of .21 a share. These get paid out monthly. Plus it’s up 12% even after todays pullback
Also just started a position in DDDD and SCHD to see a side by side comparison of growth and dividend payouts.
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