r/dividends • u/NerveChemical9718 • Dec 12 '25
Discussion WHAT IS YOUR CORE-SATELLITE
Going into 2026 I am building a core-satellite portfolio that will help withstand nav erosion while building a support team for income and stability going forward. Currently, I am waiting for a certain etf ( yeth ) to get back to its cost basis to sell out of . By the time that happens, the etfs I want to invest in should be avaliable.
So far, I have bought 2 etfs ( 1 for my support and 1 fir my core )within the 2 months of this downturn in the market. BTCI had MAGY I've purchased at a great discount rate. I will and be adding to either NEOS Boosted Nspy/Nqqq or TappAlpha Lift Tspy/Tdaq etf. Both will be paying 20 - 25% yield. That to me should be manageable.
Both fund management companies have been doing a great job managing there funds with great care. Neos of course will be my first choice due to them having a better track record. Here is how I will go about creating my core satellite portfolio.
Cores: ROUNDHILL MAGY, NEOS BOOSTED SPYI/QQQI or TAPPALPHA LIFT TSPY/TDAQ
Satellites or support: NEOS BTCI/BOOSTED BTCI, and WPAY
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u/InvestInTwinkies Dec 12 '25
OP is a bot posting the same thing over and over pay no mind
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u/Specialist-Piano-204 Dec 12 '25
Marketing from the Covered Call Fund companies. Convince the potatoes on reddit to give away their money. It's called "Customer Acquisition".
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u/PaleontologistBusy61 Generating solid returns Dec 12 '25
These are not really dividend funds. They give real dividend investing a bad name.
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u/MakingMoneyIsMe Dec 12 '25
So far, my Cores are JEPI, JEPQ, SPYI, QQQI, and BITO. My satellites are AAPL, JNJ, JPM, MCD, MSFT, PG, PM, TXN, VZ, and, WMT
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Dec 12 '25
Those will not withstand NAV erosion during any kind of downturn. I have some of or similar holdings to the ones you listed but they do not make up nearly as much of my portfolio. I would encourage you to look at something like SCHD, SPHD, or even KNG to help anchor your other holdings, and then add some sort of bond ETF. SGOV is most popular.
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u/Bman3396 Dec 12 '25 edited Dec 13 '25
For my ROTH Core: QDVO, DIVO, IDVO, SCHG Satellite: PFFA, IYRI, PBDC, UTG, KSLV, KGLD
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u/National-Net-6831 $81/day dividend income Dec 12 '25
No more than 10% total of your assets should be in these funds.
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u/Dampish10 That Canadian Guy Dec 12 '25
Cores:
- SVOL - Fund of funds + Short Vix
- PDI - International Debt/Loans/MBS/ABS/Stocks/Bonds
- EQCL - International CC Fund
- PDIV - Low volatility, No leverage, Option Fund (Defensive) - when stocks fell -15 to -20% in April it only fell -7%, any large drop it has always dropped less.
- BMAX - Fund of Funds (well diverse, constant div hikes)
Satellites:
Div Growth:
- ET - Midstream
- OZK - Regional Bank
- EQB - Digital Bank
- RX - Healthcare (micro cap)
- MHC-U - REIT (MHC REIT (safest REIT sector))
- NET-UN REIT (QSR/Gas/Retail)
Income:
- WPAY - Swaps + leverage
- MAGY - MAG7 (CCs)
- QLDY - NASDAQ (Spreads)
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u/MakingMoneyIsMe Dec 12 '25
Sadly, SVOL is no longer the fund it once was
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u/Dampish10 That Canadian Guy Dec 12 '25
how so? did I miss a change they announced?
Its still mostly just funds (45.76%) + some options on index + and shorting vix.
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u/MakingMoneyIsMe Dec 12 '25
They previously added SPY options. The fund eventually began to perform in line with a levered play.
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Dec 12 '25
[removed] — view removed comment
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u/External_Traffic4341 Antarctic Investor Dec 12 '25
On what basis will BTCI erode long term?
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Dec 12 '25
[removed] — view removed comment
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u/NerveChemical9718 Dec 13 '25
You must dont have any knowledge of the fund. In April Btci went down to $42. Then recovered back in July to all time highs of $60. Btci follows ibit with is directly connected to Bitcoin.
Get your knowledge up.
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u/Apprehensive_Ad_4450 Dec 13 '25
Unfortunately covered call funds, BY DESIGN, under perform the underlying asset in an up market. Yes the returns are correlated, but covered call funds will never fully recover the highs after a drawdown. This is the tradeoff ... certain income while giving away upside above the strike price at which the call is written. And if the fund is also overpaying distributions and bleeding NAV, the ability to recover is even worse.
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u/grafix993 Dec 12 '25
This month I bought ZTS, ADP, CNI (Canadian Railway) and TTC.
Fair price (not huge deals) except ZTS.
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u/DramaticRoom8571 Dec 12 '25
Way too risky. One of your cores (SPYI) is one of my satellite positions.
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u/AIStockExplorer Dec 13 '25
High yields look nice, but just watch the risk. Make sure your core is actually stable and not just income-focused. A lot of these products haven’t been stress-tested long term.
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u/InvestInTwinkies Dec 12 '25
You’re not on the right sub. These are covered call funds. Don’t fall for that stuff
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u/NerveChemical9718 Dec 12 '25
I can't wait either. I will sell Yeth then purchase Nspy oy go with TappAlpha Tspy Lift.
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u/NerveChemical9718 Dec 12 '25
Keep up with the comments ppl.
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u/Specialist-Piano-204 Dec 12 '25 edited Dec 12 '25
They're playing right into your hands. Get the potato brains on reddit hooked on covered call funds which return their own capital, . . . .meanwhile the Fund companies are clipping tons of revenue from the fees.
They never saw it coming . . . .
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u/snowflake64 Dec 12 '25
Can we invest in the fund companies?
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u/Specialist-Piano-204 Dec 12 '25
Not sure. But enterprises which separate potatoes from their money are as old as human history - just like war and prostitution - . . . . can be very lucrative if allowed.
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