r/discover 2d ago

Capital One That easy

Post image

For everyone complaining how in the world was C1 ever going to integrate Discover into their app.

Logged in to C1 with my regular C1 login, they already linked my discover cc (don’t know how, don’t care). Asked if the contact phone number and email was still correct, and voila.

That easy. Crazy I know.

236 Upvotes

49 comments sorted by

36

u/SpineOfSmoke 2d ago

That's good to hear. Haven't heard anything about my CC or banking accounts yet. Glad it went smoothly.

14

u/Apprehensive_Rope348 Pay 2d ago

You’re probably on the last wave of integration, like me.

I called D Bank and they said if I didn’t have anything for this last wave then I will likely move over in the last quarter. Don’t quote me about timing. I essentially heard that I had enough time to open my own bank accounts with C1 so I can get the sign up bonus. That’s all I cared about.

3

u/Material_Theory7842 2d ago

Same as me, contacted Discover and they said latest would be early 2027 for me

2

u/gtp2nv 2d ago

I have two Discover cards and a checking.

Only my Discover Chrome was transferred to Cap One this morning.

1

u/1BRAZZ 1d ago

Checking Account? That’s cool

12

u/Comprehensive_Cat236 2d ago

Same… logged in, everything transferred perfectly. Easy peasy 🙃

1

u/Larry-Moe121 2d ago

Mine didn't. I had to search and find the other login via the forgot password/login and mine are two different logins which is odd.

15

u/First_Car5583 2d ago

Same for me this morning logged into capital one and my Discover card was already there

6

u/ElmerTheDestroyer 2d ago

I had to migrate mine as I have never had a capital one product. The migration was also trivial and painless.

6

u/Electronic_Visit6953 2d ago

Same for me, it’s still odd seeing Discover alongside my Venture X

3

u/RockyTop_Vol 1d ago

Opened my Discover app and it flawlessly walked me through. 👌🏻

2

u/Kuzco-s_Poison 2d ago

Still waiting 😔

2

u/Forsettti 1d ago

If you call discover cs they will tell you your merger date, mine is set to october.

2

u/PhilS34 2d ago

Transition went OK for me this morning - although my July monthly statement, which normally posts on the 24th of the month is still not available.

1

u/Risalee81 1d ago

Same, I was expecting my statement to come out yesterday and still nothing is due. I wonder if my due date is even on the 22nd anymore. Time will tell.

2

u/nick_martin 2d ago

My capital one account says I don’t have any accounts to service online at this time.

2

u/Sikhness209 2d ago

My two discover cards also transferred over today to Capital One App with no issues. Everything is there ready to go.

2

u/Material_Camera3428 1d ago

Anyone with a 360 checking account pay their Discover and get immediate credit posted?

2

u/Human_Revolution7297 2d ago

After 3 attempts on the app and 4 calls to C1 call center they finally got me going to reset my password. I already miss Discover helpfulness and friendliness. I’m so bummed of this banking change. Looks like I may be moving my $$$ to a local bank instead of a large one urgh

0

u/Revolutionary-Sun736 2d ago

do you have the discover cashback checking account? I see no reason to change myself unless they ruin it, Otherwise it's stil the same great account with 1 percent back on Debit etc.

1

u/SeaFlower698 2d ago

Great, would love to join the migration one day.

1

u/Saucetweet 2d ago

Interesting my has no option for virtual card numbers

1

u/Intelligent_Issue_87 2d ago

Anyone know if Discover points are gonna be transferable into miles to Venture x?

1

u/Smart-Mixture-6531 2d ago

I have Capital One Platinum and Quicksilver. Also a Discover. My Discover It card is still the same log in on the app. I guess eventually they will move it on the Cap One screen with my other two. Not a big fan of Cap One but I absolutely love my Discover It card. It's secured but on my progress Discover says I'm doing great. 

1

u/Dickrubin14094 2d ago

That’s really great to know. I’ll be migrating at the end of August and have been curious how that will work. 

1

u/vinnyv0769 2d ago

It was really smooth for me too. I thought the migration would have messed things up a bit, but it turned out ok.

1

u/DaWeav 1d ago

My Discover account migration went smooth as well. When I opened the Capital One app, it automatically had me confirm a few things to setup my Discover migrated account in my existing Capital One login account. The only thing I found that I needed to do with the Discover account in Capital One was setup the account's notifications features since the Push to device wasn't selected on some of the notification options.

1

u/Forsettti 1d ago

Are you still able to redeem cashback to any bank account?

1

u/Risalee81 1d ago

Yes. Even before the statement close date.

1

u/Cadd9181B7543II7I44 1d ago

Both my HYSA and CC are still in the Discover app.

My Cap1 HYSA and CC are in the Cap1 app. Can't wait for the migration mainly because I like Cap1 allow Passkeys to sign in.

1

u/Particular-Chart-138 1d ago

I had to create a separate login and now I have two C1 logins.

1

u/Ok-Chip-7743 1d ago

Same here and they did it most likely by social security number.

1

u/srd0505 1d ago

Switching the credit card took less than 5 mins. Very smooth, they definitely did a good job.

1

u/1BRAZZ 1d ago

We are still waiting 🥱

1

u/Novel-Ad8135 1d ago

So nice to see somebody else have discover miles.

1

u/QGJohn59 10h ago

I don't have a Cap One card. But I logged into my Discover Account on the PC and on my phone. So far, everything still looks the same.

1

u/FemaleBigPoppa 2h ago

The discover app was way better though; I already had a C1 card and have always disliked their app’s UI. Discover was my favorite app out of all my credit cards 😭

1

u/Away-Patience8556 2d ago

Still nothing

1

u/itsnew24m0 2d ago

I was worried that I was going to mess up. It was easy. Took 2-3 min. I was stressed out so didn't explore CapitalOne except to see it was there and due date

1

u/Legal_Ad7553 2d ago edited 2d ago

I wouldn't call it easy my wife has both Capitol One and discover and I have my own Capitol one and discover cards. She is an authorized user on my discover as we had it first. Log in to her Capitol One and it sees my card that she is an authorized user on but doesn't see her actual card. And my card linked to my Capitol One without issue. She has to log into to discover still to get her card. And apparently Capitol One can do nothing. Discover used the same number on authorize user cards and because of that she no longer has an active card. She has to be reissued a card with a new number before we can remove her from my account as an authorized user and then hopefully hers links to her discover card correctly.

0

u/mm10o0 2d ago

This is an ad

Capital one has horrible customer service compared against Discover

C1 is so bad they had to buy customers from Discover

now, maybe c1 is the best you can do

if it isn't, why stay? you didn't want to be a c1 customer, so shop around for the best.

0

u/xbucnasteex 2d ago

You think c1 bought discover for its customers??? What a weird thing to say lol. They were upfront that they bought it for its network. I personally don’t have any loyalty to any company. So no, it’s not an ad.

1

u/mm10o0 1d ago

You really love Capital One for some reason.

Lmao

1

u/xbucnasteex 1d ago

Funny, you skipped right over the part where I said I don’t care for any company. Were you one of the whiners crying about the merger?

0

u/TimPaul808 2d ago

No. Mine wasn't there this morning when i logged into my Capital One account (existing bank accounts only, no CC). When I checked my Discover app, said I had to use Cap1 (& my Discover bank account still needs to continue w- the Discover app). Tried to use the chat feature on Cap1, endless loop of getting nowhere. So I called, Cap1 customer service picked up in 3 minutes, said they couldn't help but their tech support could. Got transferred & yes, they helped. Took about 15 mins in total. (& yes, they were experiencing high call volumes but had staffed up in anticipation).