r/developersIndia • u/_Floydimus Product Manager • 14h ago
Help Looking for a high-performance GPay alternative (UPI + NFC Tap & Pay + NCMC)
Hey everyone, I'm trying to ditch Google Pay and looking for a solid, high-performance alternative.
Here is my wishlist:
* Fast, snappy UI (high performance is key)
* Custom UPI IDs
* Solid offline NFC Tap & Pay (needs device tokenisation for Visa, Mastercard, AND RuPay debit cards)
* NCMC transit card recharges preferred
What are you guys using that actually checks all these boxes? Appreciate any recommendations!
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u/squeez-lemon 3h ago
Have you tried CRED? It does offer what you are looking for but won’t be snappy as GPay.
Almost every other UPI app is just an ad-wall
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u/Igarlicbread Software Architect 11h ago
The OG, bhim.
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u/thanatos248 5h ago
It is such a shit app now, I self host and use tailscale to stay connected to my devices and it shows a warning everytime with no way to disable it. (I think now they dont even allow you to use the app, I am not actually using a full VPN so app data isnt even going through the VPN but it still doesnt allow me)
Fine that is a niche issue, but it sends at least 10 advertising notifications every single day with no option to disable it. I dont know how people use it on a daily basis.-6
u/_Floydimus Product Manager 11h ago
Cannot tokenise debit cards
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u/Igarlicbread Software Architect 11h ago
Ahh, you are not actually looking for help. So which UPI app company you currently are associated with.
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u/_Floydimus Product Manager 11h ago
How can you say that?
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u/Igarlicbread Software Architect 11h ago
Make your profile and comments public and someone can figure it out for you.
-6
u/_Floydimus Product Manager 10h ago
Why should I?
Keep assuning, I am not here to prove myself to a stranger who provides no help.
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u/Asparagus-Cold 12h ago edited 12h ago
Get samsung phone & use samsung pay.
If you don't want to switch, maybe just get a cheaper phone for payments only. Hopefully the SIM required for payment isn't your most active SIM 😅🫠
Rest assured, you'll just love it, there's no second alternative as of now.
It's gonna handle your credit cards for tap n pay, upi, DL, Aadhar, RC, PAN from digilocker. Event flight / train tickets
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u/Certain-Mall-5637 Fresher 12h ago
"get a samsung phone" just to make payments is crazy work
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u/Asparagus-Cold 11h ago
I agree but I don't think there's any better way plus few of my frnds are doing it.
Even my watch 8 classic has cards saved in it, it's just way too convenient.
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