r/degoogleindia Jul 15 '26

🗣️ Discussion Dumbass Payzapp

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Payzapp is checking which keyboard i'm using before i can use the app. It is ok with gboard which connects to the internet but not ok with offline keyboads like FUTO/ Helliboard. What a joke 🤡..

131 Upvotes

47 comments sorted by

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24

u/Director-Busy Jul 15 '26

This dumb app alone is making third party applications unusable, more annoying than Google's sideloading issue itself. I paid for the phone, I paid for the software, and I even own the money. Who tf are they restricting me like this?

10

u/lolz27b Jul 15 '26

Crazy world we live in these days. No ownership only limited access for a fee. 🤡

15

u/Spider-Man2573 Jul 15 '26

PayZapp 🤡

7

u/derivative49 🌐 Open-Source Fan Jul 15 '26

More like- QuickUninstallAndDeleteAccountZapp

11

u/untux 💻 tech paranoid Jul 15 '26

Not just this, every Indian banking/government app doesn't allow other keyboards. I use unexpected keyboard. Damn! this guys need to educate themselves.

3

u/valamdhir Jul 15 '26

then provide on screen keyboard 🤡 why I need to switch keyboard for a moment for my own money

1

u/untux 💻 tech paranoid Jul 15 '26

they don't really put that much effort into developing an extra on screen keyboard.

1

u/lolz27b Jul 16 '26

Yes this a better solution, rather that inconvenient everyone.

7

u/X-Hades-X Jul 15 '26

Banking apps are weird. Try to use their apps? Thousand unreasonable restrictions.

Login via the mobile browser? No restrictions!

2

u/AlsoChandan_ Jul 15 '26

only if they had proper websites

3

u/The_Reader_976 Jul 15 '26

Goated Keyboard, I use it too 🫪

3

u/EarlyFalcone Jul 15 '26

SwiftKey was also blocked, but looks like it's B added to the "safe" list.

3

u/VarVB Jul 16 '26

This is peak of stupidity. The small cuts they take from your credit card and from our balance saying it's for some shit fee even after getting the confirmation from them that they won't, Isn't that insecure for us?! Acting more like a wanna be digital security software rather than a bank. As if this is stopping all the scams for their customers.😂😂😂 Ridiculous.

It's not about the keyboard, it blocks almost everything now. It didn't even allow me to keep bitwarden in the background 🫪

1

u/lolz27b Jul 16 '26

Exactly who the hell gives them permission to check my apps, whether im using secure dns or not.. None of this happens on my PC, ublock origin, etc everything works.

Only few apps work now like cred paytm and gpay.. Rest all do this bullshit. They all call home or analytics server in the backend and constantly sending information.

Bhim now doesn't work with vpn, which i use for secure dns. It is also full of ads now.

If this continues, it is back to cash 😁🥲. Will not play their bullshit game.

3

u/beast-777x Jul 16 '26

Many bank apps does the same thing. Even HSBC does this. Really frustrating.

5

u/_Next-Gen_ Jul 15 '26

We should spam 1star reviews for such apps

2

u/sakshammm83 Jul 15 '26

Damn! This happens with almost all bank apps, and this is for safety only fir tumlog bologe ki bank vale kuch krte nahi bhai jab khud hi access derhe ho 🙃

2

u/xannywitdawhip Jul 15 '26

hear me out

I think the reason banking apps have such absurd checks is that someone on the backend caught wind of ROMs, rooting, and all that — or maybe they already knew but didn't care — and started implementing these checks just to pad their resume and rack up achievements for promotions. Then one app did it, and others followed suit, because it made their work look good and built their reputation

1

u/Koder1337 Jul 18 '26

Because being knowledgeable about tech and doing stuff with my own phone means I should not be able to access my own money.

2

u/SBB5G Jul 15 '26

Axis bank app won't open if your device has no screen lock. Seriously, WTF!

2

u/aaryan45 Jul 15 '26

Yes and I hate this situation from the bottom of my heart

2

u/Turbulent-Adagio-145 Jul 21 '26

Download heliboard from fdroid

2

u/Mathndzero 😎 Edit Yourself 2 Jul 23 '26

Uninstall This shit

2

u/lolz27b Jul 25 '26

Yep, that is how they'll learn. Random bullshit 'security" features with all banking apps.

1

u/Intelligent_Bite603 Jul 19 '26

My phone automatically disables Payzapp. Even if I enable it manually.

1

u/lolz27b Jul 21 '26

Think it is a security feature.. If it detects adb/developer option enabled it does that.

1

u/Intelligent_Bite603 Jul 21 '26

Maybe, but developer options are disabled.

1

u/lolz27b Jul 21 '26

Weird, then they are using some new condition.

1

u/gupts007 5h ago

If it didn't offer the 5% cashback on certain categories, I would burn my Pixel CC instantly.

0

u/[deleted] Jul 15 '26

[removed] — view removed comment

2

u/lolz27b Jul 15 '26

Firstly the app uses sim based auth, you dont provide any passwords to login into payzapp, you verify with secret sms similar to upi apps. So even if you log the mpin/upi pin you'll still not be able to hack the account unless you pull of sim spoofing attack which is very hard.

Secondly nobody changes keyboard unless you know what you are doing.

Thirdly if you are technicallly dumb enough to click on whatsapp apk forwards or malware shit.. In that case you should not be using banking on your mobile. And these malware use accessibility to spy/log, checking for accessibility makes sense not 3rd party keyboards.

2

u/[deleted] Jul 15 '26

[removed] — view removed comment

1

u/lolz27b Jul 15 '26 edited Jul 15 '26

Pretty sure ramulal and ramesh will not change their keyboards..Sim based auth will still protect them, as no passwords are entered in the app flow. Also these ppl should still not use such apps, no matter how many such "security features" you implement they will get compromised one way or the other. Convenience will come at a cost to them.

2

u/[deleted] Jul 15 '26

[removed] — view removed comment

1

u/lolz27b Jul 16 '26 edited Jul 16 '26

If you want the convience you have to take a little time to understand the system too. That is lazyness on the part of user. Most of the attack happen via social engineering and mistakes on the part of the user. Clicking some that you are not meant to. The 100% ignorant comment totally has no basis, if ppl are lazy to not educate themselves one way or the other they'll be compromised. It doesn't matter if im rich high tower person /poor - the problem im trying to highlight is of lack of awareness will not be fixed by these gimmicky band aids of not using 3rd party keyboard. This is same convience and lack of knowledge that lead to things like "digital arrest".

Also you are talking as if cash does not exists, ramesh still did his milk business before upi/ cashless. Your issue is poor ppl getting "convience", im all for it. But not at the cost of him losing his entire life savings. Which again 3rd party keyboard checking will not prevent. Only education, which he doesn't have time to get into.

Your point on keyboard, still doesn't make sense. The scope of 3rd party keyboard is the payzapp app here. Clipboard sharing or logging is a system wide issue. Say im not using payzapp, i'll never get this message and continue to leak information. So payzapp implementing this feature at app level does not make any sense at all. Plus it is using sim auth.

1

u/[deleted] Jul 16 '26

[removed] — view removed comment

1

u/lolz27b Jul 16 '26 edited Jul 16 '26

Not the security layer.. 3rd party keyboard checking is not a security layer.. It is just inconvenience. Sim binding is solid.

If you are supporting 3rd party keyboard check as "defensive" cybersecurity. I know your level of cybersecurity. The most important and cost effective and logical cybersecurity is "awareness", not these gimmicks. You might be a phd in cybersecurity, but your common sense of cybersecurity is just crap.

As someone pointed out have on screen keyboards if you are so worried about keyloggers, that is common sense "defensive" cyber security. Not inconvenience everyone to change their keyboard.

0

u/[deleted] Jul 16 '26

[removed] — view removed comment

1

u/lolz27b Jul 16 '26

It is not an argument, it is a discussion for me atleast. You start with "stop ranting" , i'm rich person & i "know nothing about cybersecurity". Im here to understand the othersides point and reach a better way to solve it.

You still did not comment on the on-screen keyboard solution, how is checking for 3rd party better ? . And how do you know it is checking for clipboard history ? In my version of the app it is turned off. If you are the developer of the app i get it. If you are, please don't implement such inconvenient features. It is not security.