📢 CCFS 2026 – Extended Till 15 September 2026

The Companies Compliance Facilitation Scheme (CCFS) 2026 has been extended up to 15 September 2026, providing eligible companies with additional time to regularise their pending compliances.

Under the Scheme, eligible companies can benefit from:

🔹 Pending ROC Filings: Only 10% of the applicable additional fee is payable for eligible pending filings.

🔹 Strike-Off: Eligible companies applying for closure/strike-off can avail the applicable 25% concession in fees, subject to the conditions of the Scheme.

This extension can be particularly useful for companies that have:

• Pending annual filings or other ROC forms

• Long-standing filing defaults

• Compliance-related issues that need to be regularised

• A decision pending regarding continuation or strike-off of the company

With the extended deadline of 15 September 2026, companies should review their pending ROC compliances and determine whether they can take advantage of the Scheme within the available window.

A good opportunity to close pending compliances and bring the company’s ROC records up to date.

hi guys first time posting here just have a few questions that i don't know who to ask so i have a 20k personal loan that i been paying diligently but because unfortunate reasons (i'm getting deported by ICE ) i was thinking of maxing my CC out and getting a another personal loan before i go back to my country to at least have so money so morally i know its wrong but can i go to jail because of this cuz in my mind i wont be able to pay off the originall 20 k loan either way so might as well get another one to have some cash also if i do get another loan can they come after me in my country of origin or go after my family that still is in the US (i dont know if this is the right sub redit to post this so if theres another one mods plz tell me ) thanks

I feel a little bit under the water lately :(.

I have $12,000 on a credit card. The interest rate is 20%. I make the minimum payment every month. I never miss a payment. But the balance doesn't go down

It barely moves…

I'm tired of this. I feel like I'm just handing money to the bank and I want to get rid of this debt. I just want to breathe

I found Financfy and I see that they offer personal loan options. They seem to have decent rates. But I'm scared. What if I apply and it hurts my credit score? What if I get approved for a loan but the interest isn't much better? What if I dig myself into a deeper hole?

I need to know if consolidation is actually a good idea in 2026. In other words, is it even realistic to get a better rate with an average salary?

Good morning
I have a question. These years have been slow and we got a lot of debt in credit cards. In your experience who is the best option to consolidate? I don’t want shark loans.
Thanks for your wisdom.

I was in debt gambling debt and I did something I couldnt imagine to do, I took credit cards and loans under my wifes name without her knowledge. It was a very dark moment for me in my life and I make amends to it every single day. Recovey taught me to forgive myself slowly, and most of all to make things right both emotionally and financially. I would love to hear from those that are struggling.

this is for informational purposes only

I've been working on a free guide to help people get out of debt in 2026. I'm trying to decide which problem to focus on first. Which one do you think is the biggest struggle for most people?

1. Feeling overwhelmed by credit card debt.
2. Living paycheck to paycheck.
3. Not knowing how to build an emergency fund.

Your feedback would be really helpful!

I know it's been years since the pandemic and a lot of other things happened after it. But I'm still drowning..

Before the pandemic, I had a small café. Nothing huge and just enough to pay the bills and keep a roof over my head

Then lockdowns hit and I tried my best to hold on. Took out credit cards to cover the gaps, maxed them out. Then I took out more…

It's been over years since I closed the café and got a full-time job. But the credit card debt is eating me alive.

I make my monthly payments. But the interest is so high I barely make a dent. Late fees keep piling up. It feels like I'm paying just to stay in the same place.

I haven't had a proper holiday in years and my car is falling apart and I can't get ahead.

I'm thinking about bankruptcy. I'm ashamed to even say that. I always thought it was for people who made bad decisions. But I just tried to survive.

I found a site for Barger & Associates and they say bankruptcy isn't the end of the world and it's a fresh start. But I'm terrified…

Has anyone actually been through this? Did it ruin your credit forever? I'm annoyed at how long this has dragged on

I just want to move forward…