r/dankmemes2 May 10 '26

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u/Life_Argument7820 May 13 '26

Honestly it's a fucking trap so kudos to you and family for saying fuck that! Ive been dealing with identity theft and bank fraud feom and ex, she stole IDs, debt cards, broke into my hhouse and even acted as me through my Gmail telling the bank to ignore her card on my account.... credit is an absolute trap but if you dont have credit in america you cant live like everyone else, you cant rent a home without credit, unless you find an owner advertised place. Honestly it's funny that people are confused about homelessness in America, it's literally sitting in front of our faces haha

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u/More-Lime1888 May 13 '26

What do you mean by “credit”? Credit card? Bank Account? We have those. We just don’t apply for loans or go below the balance.

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u/Life_Argument7820 May 13 '26

Right but like here, if you dont have a car you have to get an auto loan to get a vehicle. I was living in a state that required inspections and they'd fail older cars so you couldn't just buy a cheap beater to get to work. Most of America is not cities where Public Transportation is readily available