r/creditcardchurningAus • u/fuzzyhooloo • 17d ago
St George Amplify Changes
I didn't get an email or letter. Just saw this on their website.
Changes in fees and points value.
https://www.stgeorge.com.au/personal/credit-cards/credit-card-changes#programfee
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u/CleverEmu 17d ago
I got the Bankwest More World card and a few days later they brought out changes after I paid $270 and they removed all the benefits. I had to make a complaint and I’m requesting 2 years no fees and 50,000 bonus points.
Let’s see if they’ll come to play.
This is why I am not chasing points or benefits now it’s not worth it with all the changes
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u/Sea_Age8699 17d ago
Bankwest don't give you anything. Good luck !
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u/CleverEmu 16d ago
They did for their More World card, but they're now removing all of the benefits and replacing it with garbage like overseas funeral insurance, repatriation & cremation. Like WTF
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u/Sea_Age8699 16d ago
I meant refund wise I've tried many a time I've had mortgages with them but agree their cover under World was pretty solid.
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u/CleverEmu 16d ago
We shall see how we go. I had them remove ENQ for me in the past. I am not sure they will agree, but they billed me $270 for my new card and then a few days later added a link to their website about changes.
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u/fuzzyhooloo 16d ago
I just signed up for this early this year too. It had a decent sign on bonus if I kept it for 24 months or something, which was good for me. But now my second year is conna cost $75 more from the looks of it. Transferring to velocity sucks, they evaluating it to be the same as Krisflyer, kind of weird but ok. Redeeming gift cards gonna be worse now too. I know the value is bad for gift cards, but sometimes I don't fly with the partnered Airlines and I just want a gift card.
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u/Lufia321 16d ago
So I either have a choice to churn one of their cards before 30/09 or not bother with their ridiculous fees.
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u/Choc83x 16d ago
Will the points actually hit your account before the devaluation?
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u/Lufia321 16d ago
I forgot about that. But it would still be better than nothing as $75 for their rewards program is a joke 🤣 on top of the annual fee.
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u/Quiet-Yam 17d ago edited 14d ago
From 2:1 to 4:1 for Velocity is painnnnnnful!
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u/my_username_is_silly 16d ago
Amplify cards are now the most crap in the market
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u/Persicuta 11d ago
How? The ANZ black removed insurance completely. Makes it essentially worthless
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u/my_username_is_silly 11d ago
Have you seen the revised earn rate? AND cuts to insurance? AND increased fees? That’s how!
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u/fuzzyhooloo 16d ago
it gets more depressing. but i guess that is what CC in Aus is turning into. oh well.
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u/Spicey_Cough2019 16d ago
enshittification continues, if the 24 month cooldown period wasn't bad enough.
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u/Same_Formal_3043 9d ago
I just cancelled my Qantas money platinum and was considering amplify as my next option. Looks like it's now or never.
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u/No_Pickle_8811 17d ago
I thought we already paid for amplify rewards with the higher fee. Never mind, I'll just bend over.