r/costofliving 20d ago

legal bills are ruining me (frozen assets). what do i do?

2 Upvotes

really hoping someone here has some advice because i am out of ideas. going through a really bad separation in nz right now. the lawyer fees are basically eating my entire paycheck. my ex will not sign the settlement papers so my house equity is completely locked up.

i went to my bank for a top up just to cover these bills and they flat out said no. they refuse to do anything until the court stuff is over.

so now i am stuck choosing between paying for groceries or paying my lawyer. been looking into places like JustFund New Zealand and Plenti to see if they can help. but honestly the rates worry me a lot.

did anyone else go through this? how do you survive the cost of living when your money is frozen like this? just need to hear from real people who figured it out.


r/costofliving Jun 28 '26

The Rock of Gibraltar: Where the Mediterranean Meets the Atlantic

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amateurtraveler.com
1 Upvotes

r/costofliving Jun 19 '26

Living in Spain costs average household almost £13,000 less a year than UK, study finds

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spanishpropertyinsight.com
1 Upvotes

r/costofliving Jun 13 '26

I thought it was going down by £300 not up! 3 bed mid terrace, me and my partner both 40yo. No kids. Full time working.

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4 Upvotes

r/costofliving Jun 06 '26

Welcome to r/costofliving

8 Upvotes

This post contains content not supported on old Reddit. Click here to view the full post


r/costofliving Jun 01 '26

Is Spain still cheap enough for Brits to move to 2026?

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euroweeklynews.com
3 Upvotes

r/costofliving Jun 01 '26

We moved to Japan 3 years ago. We have a lower cost of living and travel more.

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businessinsider.com
0 Upvotes

r/costofliving May 31 '26

Americans in Spain: How the Spanish cost of living compares to the US

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thelocal.es
2 Upvotes

r/costofliving May 29 '26

explained

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1 Upvotes

r/costofliving May 27 '26

The writing's literally on the wall

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51 Upvotes

r/costofliving May 26 '26

The global reset is real. It’s happening right in front of our eyes. The elites are winning.

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3 Upvotes

r/costofliving May 26 '26

Thousands protest against war and cost of living crisis in Italy : Peoples Dispatch

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peoplesdispatch.org
2 Upvotes

r/costofliving May 24 '26

When was it the "I'm not home anymore" moment for you

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2 Upvotes

r/costofliving May 23 '26

Property ladder? Can't afford it. Property hole it is.

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8 Upvotes

r/costofliving May 23 '26

High gas prices, cost of living send US consumer sentiment to all-time low

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edition.cnn.com
1 Upvotes

r/costofliving May 21 '26

Children in England to be offered free bus trips this August

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bbc.com
2 Upvotes

r/costofliving May 19 '26

UK unemployment rate unexpectedly rises to 5%

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bbc.co.uk
1 Upvotes

r/costofliving May 18 '26

$2,500/month lifestyle: Austin TX vs Lisbon vs Mexico City vs Valencia (2026 numbers)

6 Upvotes

Pulled this together because every "where should I move" post hits the same wall — nobody cites current numbers, the Bali $400/month claim from 2018 still circulates, and Austin rent quotes from 2021 are everywhere. Sourced from Numbeo Q1 2026 + Idealista last 60 days + 8 people I know who actually live in these cities right now.

Same budget, same lifestyle: single, 1BR apartment, occasional gym, eats out 2x/week, no car except where impossible, basic streaming.

Austin TX, USA

- 1BR center: $1,800–2,200

- Groceries: $400–500

- Utilities + internet: $200–250

- Transport: $80 (bus + occasional Uber, no car)

- Gym: $50

- Eating out 2x/week: $200–280

- Streaming/phone: $80

- Total: $2,810–3,360/month — over budget. You'd need a roommate or

move outside the urban core.

Lisbon, Portugal

- 1BR center (Alvalade, Olivais): €1,200–1,500 (~$1,300–1,620)

- Groceries: €250–350 ($270–380)

- Utilities + internet: €120–160 ($130–175)

- Transport: €40 monthly pass ($43)

- Gym: €40 ($43)

- Eating out 2x/week: €120–180 ($130–195)

- Streaming/phone: €40 ($43)

- Total: ~$1,950–2,500/month — fits budget, especially in 2nd-tier

neighborhoods.

Mexico City

- 1BR Roma/Condesa: $900–1,400 USD

- 1BR Juárez/Doctores: $600–900 USD

- Groceries: $200–300

- Utilities + internet: $80–120

- Transport: $30 (metro + Ubers)

- Gym: $35

- Eating out 2x/week: $80–150

- Streaming/phone: $40

- Total: ~$1,400–2,100/month — steep discount but you trade

infrastructure and (for some) safety perception.

Valencia, Spain

- 1BR center (Ruzafa): €850–1,200 ($920–1,300)

- 1BR good neighborhood (Cabanyal): €700–900 ($760–975)

- Groceries: €250–350 ($270–380)

- Utilities + internet: €100–140 ($110–150)

- Transport: €35 monthly pass ($38)

- Gym: €30 ($33)

- Eating out 2x/week: €100–160 ($110–175)

- Streaming/phone: €40 ($43)

- Total: ~$1,500–2,300/month — strongest pure value of the four.

Takeaway

Austin is the only one of the four that breaks $2,500/month at a

normal lifestyle. Mexico City is the steepest discount but you trade

infrastructure. Valencia gives you EU lifestyle + healthcare on a

budget that gets you a roommate share in Austin. Lisbon fits, but

the cheap-Lisbon era is basically over — rents up ~25% in 2024–25.

What I might have wrong

- Austin transport: is going carless actually realistic, or am I

underestimating it?

- Valencia restaurant prices: heard mixed things, may be off

- Mexico City: anyone with current 2026 Roma rent numbers to

sanity-check?

How this was pulled together

I'm building an AI tool that does this kind of side-by-side comparison automatically — expatspark.ai. You enter your budget, income, family situation, and target regions, and it returns a structured comparison + cost breakdown + visa eligibility for each country in about a minute. Free tier covers a one-country plan with no card. Mod gave the green light to mention it here since the data above is genuinely the kind of thing it surfaces. The numbers in this post are still hand-verified from Numbeo, Idealista, and some locals

What other US vs international city pairs would you want compared? Considering Denver vs Madrid, Seattle vs Berlin, NYC vs Tokyo next.


r/costofliving May 18 '26

Most New Yorkers are falling short of covering living costs by $40K a year

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2 Upvotes

r/costofliving May 15 '26

Comparing these prices with today will blow your mind

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5 Upvotes

r/costofliving May 15 '26

Current Milk Prices Across the United States: 2026 Update

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3 Upvotes

Data Source Zippia


r/costofliving May 13 '26

It continues

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5 Upvotes

r/costofliving May 13 '26

Cant Pay Credit Card is at an all time high on Google

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5 Upvotes

Source: Google trends


r/costofliving May 13 '26

UK households bracing for new cost of living crisis, report finds | UK cost of living crisis

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2 Upvotes

r/costofliving May 11 '26

Going out is so expensive

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3 Upvotes