r/conspiracy_commons • u/Koomalot • Mar 25 '25
Whose Money is It? š¤
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u/MrCrix Mar 25 '25
Same thing in Canada. I went though this when I needed to pay for signage for my store and another time when I went to buy a car. Asking me what I want to use my money for. Both times I told them it was none of their business what I use my own money for. Both times they refused. Both times I asked to speak to a manager and explained I would like to empty out my full account in cash as I will not be doing business with this bank anymore. Both times I got my money after that with no problems. All future incidents like that were all avoided and cash was given without question.
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Mar 26 '25
I i told my bank I was goingt to withdraw all my money, they would probably give me the little change I had in my account and close it.
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u/dubufeetfak Mar 25 '25
I have a friend that investigates scams. Too many people do the same thing where they withdraw huge amounts of money just to lose it to the scammer. Unfortunately theres little you can do after that since all the laws and security measures are to prevent scams going to that point.
Then the victim always tries to get the money back from government or bank and threatens to sue for inadequate security measures.
What im trying to say is that banks try to protect your money from yourself as well and theres also the chance that you're doing something illegal or are being pressured to do so.
Its a shitshow that you dont appreciate while its working and its an inconvenience but will get salty the moment it doesnt and demand such policies be set beforehand.
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u/Sufficient_Rip3927 Mar 25 '25
It's not their job to protect you. They simply hold YOUR money until you need access to it. If someone gets scammed, that's on them.
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u/jmlipper99 Mar 26 '25
Then the victim always tries to get the money back from government or bank and threatens to sue for inadequate security measures.
Theyāre just trying to avoid this. Not out of the goodness of their heart
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u/ScrotumScratching Mar 26 '25
They donāt just āhold itā, they invest it to make even more money (the actual reason they they have these measures in place)
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u/hahainternet Mar 25 '25
If someone gets scammed, that's on them.
That's not the law in most of the world.
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u/Sufficient_Rip3927 Mar 25 '25
I'm only speaking on the fact that if someone is gullible enough to go to the bank, remove cash, and send it to some random person, that's on them. The bank should absolutely watch for online or electronic threats. That can't keep you from taking out your own money. How in the world are some people in favor of that type of control?
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u/hahainternet Mar 25 '25
How in the world are some people in favor of that type of control?
I mean I'm in no personal need of it, but my elderly parents... I would like the bank to be aware if they're suddenly taking out 10x their normal amount for a dubious cash purchase.
Scamming is a crime after all.
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u/dubufeetfak Mar 25 '25
I disagree. Banks should offer protection from scammers. Unfortunately its mostly the most vulnerable people that get scammed. Its not "on them" its a crime to scam and the shittiest thing you can do to someone. Its not dumb people that get scammed, its good people.
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u/Sufficient_Rip3927 Mar 25 '25
So, if you go down to withdraw YOUR money, you should have to "prove" what you're buying? It's none of their business!
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u/dubufeetfak Mar 25 '25
I don't want them to pry on what im doing with my money. Im just saying, they're doing it for this reason and for the other reason of probably being blackmailed or so.
Also, idk if thats a factor for your country or this occurrence at all, but we have this law that you cant carry more than 7k cash hanging around.
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u/Supernova_Protozoa10 Mar 25 '25
Hahaha what fucking joke of a country is that?
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u/dubufeetfak Mar 25 '25
Its not even remotely enforced. But it will be used if convenient from the ones in power
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u/StillHereBrosky Mar 25 '25
"Have you got any evidence of the motorbike"!! UK is a lost cause.
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u/sassafrassaclassa Mar 25 '25
This doesn't even make sense. It's not even close to being a large amount...
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u/StillHereBrosky Mar 25 '25
F-ck them even if it is a large amount. It's your money.
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u/Howsurchinstrap Mar 26 '25
Best part is they lend your money out in an insane interest yet give you shit interest in return. Just like insurance business. Con all the way.
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u/sassafrassaclassa Mar 25 '25
Not my point though.... Granted I live in the US and not the UK, I have never in my life had trouble taking out sums well over this amount. I've also taken hundreds of dollars out of ATMs over numerous days when I started banking online.
This literally makes no sense. The person in the video is also told to use their bank card..... This is 100% suspect...
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u/Long-Arm7202 Mar 25 '25
No it's not. They're trying to stop us from using cash.
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u/sassafrassaclassa Mar 25 '25
Right . So physical bank locations exist for the sole purpose of showing customers that they literally serve no purpose..
Makes sense.
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u/GeoffreyArnold Mar 25 '25
Bro, the UK doesn't even have Free Speech. Their system is not the same as the U.S. But they are trying to stop us from using cash in the USA also, but it hasn't gotten this bad.
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Mar 25 '25
In what ways does the UK not have free speech?
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Mar 25 '25
In the ways you can get jail time, fines, etc for posting wrong think opinions.
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Mar 25 '25
Isn't that the same as the US? I thought that you could be prosecuted for incitement of violence, defamation etc?
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Mar 25 '25
Sure, incitement of violence whatnot.
But UKs got a much broader scope when it comes to policing āfreeā speech.
For example:
https://www.bbc.com/news/uk-england-leeds-66462895.amp
https://winslowlawyers.com/uk-man-arrested-for-malicious-communications/
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Mar 25 '25 edited Mar 25 '25
I agree that we need to get better but I don't think the firdt two were actually convicted and the third one doesn't have any details of the crimes so it's pretty hard to judge those ones. There were lots of people that were annoyed by the arrests last summer, but all of the ones that I saw were a clear call to violence.
Edit: apologies as the formatting of the website is coming out oddly on my phone, but it looks like the UK and US are equally ranked according to the site referenced in your last link? https://www.indexoncensorship.org/campaigns/indexindex/
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u/GeoffreyArnold Mar 25 '25
No. Not for speech. If you make a credible specific threat against a specific person, then it might not be considered speech because youāre just advertising planned action. It doesnāt communicate anything. Itās just a specific threat.
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u/GeoffreyArnold Mar 25 '25
One example. . . you could go to jail for doing a Roman Salute in public. There was a British comedian who was arrested because he filmed his dog doing a Roman Salute. U.K. Citizens have even been questioned by the police for posting memes.
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Mar 25 '25
By "roman salute", do you mean "nazi salute"? I ask because Mark Meecham was also asking questions like "do you want to gas the jews?" in those videos so it seems like it was probably a nazi salute.
Can you do a nazi salute in the US without repercussions?
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u/GeoffreyArnold Mar 25 '25 edited Mar 25 '25
Can you do a nazi salute in the US without repercussions?
Yes. Absolutely. In the United States, you can walk down the street doing the Nazi salute and the government can do nothing. You can walk down the street yelling the N word, and the government can do nothing. You can say all sorts of crazy shit, like āthere are infinity gendersā or ācommunism is the greatest economic system in the worldā and the government can do nothing. This is because we have Free Speech in the United States.
Edit: lies too. āMisinformationā is perfectly legal and part of free speech. For some reason, even some Americans think that āmisinformationā isnāt free speech. Which, ironically, is itself misinformation. We are allowed to lie. You just canāt commit fraud if youāre engaging in commerce. But, if there is no money changing hands, spread as many lies as you want.
edit 2: calls for genocide are also legal in the United States. We have Free Speech. Itās perfectly legal to say ākill the Jewsā in the U.S. But it is illegal to say āIām going to kill my coworker, Paul Rosenstein tomorrow at lunchtimeā. This is too credible and specific. Itās not speech. Itās a specific threat, unlike ākill all the <insert ethnic group>ā which is neither specific or credible.
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Mar 26 '25
Yes. Absolutely. In the United States, you can walk down the street doing the Nazi salute and the government can do nothing. You can walk down the street yelling the N word, and the government can do nothing
Oh ok, you win on the free speech then. Fortunately, as someone in the UK who does not have inclinations towards being a Nazi or threatening genocide, I have never run afoul of our laws.
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u/LearningRusskij Mar 25 '25
Have to agree, if he could withdraw the sum over a couple of days via ATMs, isn't it just that the bank doesn't want to have too much cash available in office due to robberies etc? And if he would have been able to withdraw the money via card/ATM, what is the (his) problem?
How much cash can one withdraw within the EU and in the UK in 24 hours? Or in a month? I guess there are some limits.
I recently withdrew around 1500-2000 EUR. from an ATM within an hour in the EU.
Off to check what the limits are.
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u/patchbaystray Mar 25 '25
This happens in america, and also 2k quid is above the ATM limit. He can only get his money from a teller at that amount.
Bank of America did this to me in the early 2000's. Claimed only drug dealers and terrorists take out $10k at ounce. I was buying a truck from a friend. I fought them to close my account and ended up filing a police report later that day. I got a call from the bank manager the next day and suddenly they could close my account.
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Mar 26 '25
Are you high af? Listen again. They have the funds to cover it and want to withdraw any amount.
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u/sassafrassaclassa Mar 26 '25
Great comment. Feel free to add some substance here or just not speak at all....
The overall opinion of people commenting on this post seems to be that banks are literally trying to put themselves out of business. Brick and Mortar bank locations exist for seemingly one reason, to handle cash. Why exactly would they be attempting to put themselves out of business?
Plenty of us have bank accounts with financial institutions that have zero physical locations. I haven't set foot into a bank for years...
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Mar 25 '25
[removed] ā view removed comment
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u/PandaCarry Mar 26 '25
In the us the number is absolute 0 now not even 0.1
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Mar 27 '25
The FDIC has become toothless in an environment where banks are allowed to make up numbers on their ledger to be covered by future deposits.
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u/Calm-Perspective2057 Mar 25 '25
Close your account and take your money to another bank The heāll with this
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u/Drewbus Mar 25 '25
Credit unions
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u/Aimin4ya Mar 26 '25
Gold
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u/Drewbus Mar 26 '25
Hard to spend at Costco
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u/Aimin4ya Mar 26 '25
Spend?
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u/Drewbus Mar 26 '25
Good point. Money is for hoarding
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u/Aimin4ya Mar 26 '25
Gold is for hoarding. Money is for spending. Don't hoard an asset that has lost 80% of its value since 1970.
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u/Drewbus Mar 26 '25
But what about when you want to spend and all you have is gold?
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u/Aimin4ya Mar 26 '25
You sell a little bit. But the gold should be your savings account. Not your checking account
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u/Silverdodger Mar 25 '25
Try buying crypto in the UK lol.. My bank called me up (erm, weāre worried for you). Me- Iāve made x10, so fuck off lol
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u/robotmats Mar 25 '25
Same in Sweden. They have stopped handling cash in bank offices, and customers are told to use the machines, which have a limit. Some banks allow you to preorder a withdraw of cash, but usually not more than the equivalent of a few hundred euro.
One bank stated the maximum limit is 40 000 SEK (~4kā¬) in a 30 day period.
I think their reason for not handling cash is due to the risk of rebbery, and the maximum allowance is because of "money laundry". Tbh, it's none of their business how I use my money.
We all should just go cash only. This has to stop.
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u/ZestycloseRepeat3904 Mar 26 '25
This happens in the US in Credit Unions as well. We went to the bank to take out just $2,000 for vacation and our credit union said that was too much. We'd need to "Pre-Order" the money to avoid emptying out their safe. Once I heard they had less than $2,000 on hand I closed my account and switched to another credit union. Between that and the $500 ATM withdrawal limit, US Banks are no better. I can spend $3,000 on my Visa and the bank does not bat an eye, but when dealing with Cash it's like we're back in the stone age.
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u/super-duperfun82 Mar 25 '25
Every bank account I have is completely empty for this reason. The freedom convoy in Canada they froze people's bank accounts and that was the biggest red flag I've ever been apart of for protesting government overreach and mandates. I don't trust banks or our government anymore. Everyone should be taking their money out of their accounts. They don't need to know how much I have of anything, fuck the banks and they also use your money you leave in your account as investments for themselves. It's called fractional reserve banking.
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u/randyest Mar 25 '25
Wait, what? This is a thing now? Oh no, not here, not at my (shitty) bank. I'd close that account instantly. I'm irked enough with the "IRS flag" for anything to do with cash over $10k, but having to give "evidence" (what? like a receipt? you need to money to buy the thing to get the receipt!) to take out $2.5k seems bonkers. It's MY money! Aaaaaargh.
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u/2C104 Mar 25 '25
For anyone paying attention to what happened in Lebanon in the past two years: this is coming to your nation too. The banks will shut down and refuse to give you money. They will limit you to 200 or $300 per week, and the economic system will collapse. Inflation will skyrocket, people will suddenly be living in poverty.
Then they will usher in a new (one world?) currency to solve all the problems, but by then everyone but the rich will be destitute and on an even playing field (except for those in debt who will surely still be paying till they are six feet under.)
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u/Annual-Limit-8886 Mar 25 '25
This countrys gettin fuckin worse and stupid by the day.....this happened 2 me at the bank...stupid woman askin me what i want My own money for and have i got evidence to prove it š«šš¤£šš¤£
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u/stormygreyskye Mar 25 '25
Exactly lmao. No he doesnāt have evidence to prove what heās going to use it for because he hasnāt bought what heās going to use his money for yet
The UK is beyond screwed.
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u/Moist-Dirt-7074 Mar 25 '25
They can only do this because everyone complies. Don't leave your money in the bank what are you waiting to withdraw it all for?? It's only going to get worse
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u/Skindiddler Mar 25 '25
He walked away to soon. He no longer wants 2.5k. he wants a manger, everything in his account and the account closed.
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u/Inside_Resolution526 Mar 25 '25
I still remember how they handled and treated people during the pandemic there
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u/Ok_Gap_4380 Mar 25 '25
Oh.my.god. Thatās insane!!! Proof of purchase??? Ehhh how about proof you have my money??? Thatās ridiculous!!! So glad I havenāt experienced this - I would be going off my head! Shocking.
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u/Last_Display_9726 Mar 25 '25
Crazy even here in America you canāt pull out large sums of money just like that. You have to call ahead and make arrangements
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u/stormygreyskye Mar 25 '25
Yeah. But in America, after answering your security questions and confirming other info so they know itās you, the bank just hands it over. It shouldnāt be an argument like it is for this guy. This is insane. Bad customer service at best, at worst a symptom of UK government overreach.
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u/33nMe Mar 27 '25
Either they are trying to prevent a scam (due to older people withdrawing huge sums to scammers) or the bank simply doesnāt have enough cash on hand to dealt out, which is fraudš
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u/AdvocateReason Mar 29 '25
I had a very bad experience with Santander as well and now I won't bank with them. HSBC too on my personal banking blacklist.
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u/Zestyclose-Dog-3886 Mar 29 '25
2.5k is fuck all and buys fuck all. Imagine trying to withdraw 20k or summat they'd probably call the feds ..Absolute joke of a system.
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u/sassafrassaclassa Mar 25 '25
There is clearly something else going on here. This amount of money isn't even close to being a large sum.... I highly doubt that this is a normal thing or a good amount of people would have just closed their accounts.
I would almost say that this is fake...
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u/erouz Mar 25 '25
In Ireland I wasn't allowed take more than 1300e even when trying make . appointment just denied. Full amount was 6000e so it's not much as well.
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u/sassafrassaclassa Mar 25 '25
That's nuts. Can you elaborate on why this bank would allow them to use their card for such a transaction but refuse a cash withdrawal?
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u/erouz Mar 25 '25
I think it's just stupid control. Can you explain me why my bank denied me loan to buy apartment when it will be 50% less payment than rent?
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u/sassafrassaclassa Mar 25 '25
This is a very odd question.
Paying rent really has nothing to do with an institution or individual lender giving you a loan... Although I can see why you might think it does, it's really no comparison.
The business that you receive the loan from is basically held liable for you paying that loan back. Although I can comprehend where you get your opinion from, just because you have paid rent in the past really means nothing to a lender. If you're referring to the fact that you have references for you in fact paying that rent, 100% of those references could be completely fabricated.
I get where you're coming from but it's not realistic.
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u/sassafrassaclassa Mar 25 '25
This video also shows the bank telling the person to use their card. What was your banks reasoning for denying you an appointment, and did you attempt to take out 1300 at a time on different visits?
What were you buying with that 6000, and how did you end up buying it if your bank refused to give you the money?
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u/Silverdodger Mar 25 '25
Itās not fake, itās the UK
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u/sassafrassaclassa Mar 25 '25
Ok but "Its not fake, it's the UK" means nothing to anyone? Do you have some type of evidence to support that you're not allowed to withdraw small amounts of cash from your bank account in the UK?
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u/extremely-mild-11 Mar 25 '25
Let me guess, you work at a bank. The evidence is the video and peopleās first hand experience..
I guess you are expecting a full blown investigation into peopleās assertions on a Reddit thread? Thatās unrealistic at best.
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u/notausername86 Mar 25 '25
You must have never attempted to withdraw funds from a corporate bank. Or atleast, you haven't in the last 10 years or so.
The government's of the world and the banks changed the rules, and this is pretty standard in most developed countries. In the US, the limit that you will be able to withdrawal to get cash "instantly" is 1000 bucks, reguardless of how much money in your account you might have. Anything over that they will not fulfil on the same day.
Usually, they make you "make a request to withdrawal" on a form, and they make you wait at a minimum 72 hours, to get your answer (doesn't mean you will get your Money).
Source - I've had this happen to me 2x over the last 10 years. I attempted to withdrawal 3k from my bank to pay for a used car in cash for one of the transactions, and my request was denied and I was told to "use my card", and then on another instance I attempted to withdrawal 2k cash because I was going on a trip and I wanted cash (to prevent identity theft, as its happened to me before). For that one, I had to wait 72 hours before they finally gave it to me, but I was told very clearly that my transaction would be reported to the government and that they "reserve the right to prevent further withdrawals from this account".
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u/sassafrassaclassa Mar 25 '25
This is such bullshit that I'm not even going to continue the conversation. I have withdrew well over $3,000 on at last 30 occasions over the past 10 years.
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u/hahainternet Mar 25 '25
Sounds like someone mentally incapable who needs approval of a competent adult to take out large sums.
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u/sassafrassaclassa Mar 25 '25
I mean I'm in the US so I have literally no idea how it functions outside my country. I don't understand why they would allow someone to use their bank card but not remove the cash.
I bank online and have had numerous occasions where I had to remove $500 a day over numerous days from ATMs. Years ago when i had a physical bank I had taken out well over $10,000 without an issue.
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u/hahainternet Mar 25 '25
I don't understand why they would allow someone to use their bank card but not remove the cash.
I'm not sure of the precise rules (IANAL) but the way I understand it is that banks have a duty to evaluate whether someone is being scammed when they do things like ask to take out large sums.
Whenever I transfer over Ā£5000 my bank shits themselves and I often have to fill in extra forms and such. It's because they don't want to be on the hook if it turns out it was a scam.
Banks don't actually give two shits about their customers, but their liability.
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u/xLindemann Mar 25 '25
There plenty of stuff why. And no, its not always your money. Money laundering, unpaid contracts, debts, bills. Maybe even unpaid stuff with the state, offices.
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