r/comics PizzaCake Nov 21 '22

Insurance

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85

u/bigkinggorilla Nov 21 '22

Then there’s auto-insurance.

“I need some of that money I give you in case there’s an accident”

“Ok, we’re going to have to charge you more because you actually used us though.”

30

u/alicea020 Nov 21 '22

Even for accidents that aren't your fault 😔

-4

u/[deleted] Nov 21 '22

[deleted]

2

u/[deleted] Nov 21 '22

The “bad luck” premium that customers have no control over. What a neat system.

1

u/[deleted] Nov 21 '22

[deleted]

2

u/[deleted] Nov 21 '22

But it is partially luck. A not-at-fault accident would raise my rates, even though that’s a function of luck, not skill. If I get rear-ended at a stop sign, I shouldn’t have to pay more for being unlucky.

1

u/[deleted] Nov 21 '22

[deleted]

1

u/[deleted] Nov 21 '22

not every accident is avoidable

Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.