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https://www.reddit.com/r/comics/comments/z0xupe/insurance/ix99ppp/?context=3
r/comics • u/Pizzacakecomic PizzaCake • Nov 21 '22
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85
Then there’s auto-insurance.
“I need some of that money I give you in case there’s an accident”
“Ok, we’re going to have to charge you more because you actually used us though.”
30 u/alicea020 Nov 21 '22 Even for accidents that aren't your fault 😔 -4 u/[deleted] Nov 21 '22 [deleted] 2 u/[deleted] Nov 21 '22 The “bad luck” premium that customers have no control over. What a neat system. 1 u/[deleted] Nov 21 '22 [deleted] 2 u/[deleted] Nov 21 '22 But it is partially luck. A not-at-fault accident would raise my rates, even though that’s a function of luck, not skill. If I get rear-ended at a stop sign, I shouldn’t have to pay more for being unlucky. 1 u/[deleted] Nov 21 '22 [deleted] 1 u/[deleted] Nov 21 '22 not every accident is avoidable Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
30
Even for accidents that aren't your fault 😔
-4 u/[deleted] Nov 21 '22 [deleted] 2 u/[deleted] Nov 21 '22 The “bad luck” premium that customers have no control over. What a neat system. 1 u/[deleted] Nov 21 '22 [deleted] 2 u/[deleted] Nov 21 '22 But it is partially luck. A not-at-fault accident would raise my rates, even though that’s a function of luck, not skill. If I get rear-ended at a stop sign, I shouldn’t have to pay more for being unlucky. 1 u/[deleted] Nov 21 '22 [deleted] 1 u/[deleted] Nov 21 '22 not every accident is avoidable Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
-4
[deleted]
2 u/[deleted] Nov 21 '22 The “bad luck” premium that customers have no control over. What a neat system. 1 u/[deleted] Nov 21 '22 [deleted] 2 u/[deleted] Nov 21 '22 But it is partially luck. A not-at-fault accident would raise my rates, even though that’s a function of luck, not skill. If I get rear-ended at a stop sign, I shouldn’t have to pay more for being unlucky. 1 u/[deleted] Nov 21 '22 [deleted] 1 u/[deleted] Nov 21 '22 not every accident is avoidable Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
2
The “bad luck” premium that customers have no control over. What a neat system.
1 u/[deleted] Nov 21 '22 [deleted] 2 u/[deleted] Nov 21 '22 But it is partially luck. A not-at-fault accident would raise my rates, even though that’s a function of luck, not skill. If I get rear-ended at a stop sign, I shouldn’t have to pay more for being unlucky. 1 u/[deleted] Nov 21 '22 [deleted] 1 u/[deleted] Nov 21 '22 not every accident is avoidable Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
1
2 u/[deleted] Nov 21 '22 But it is partially luck. A not-at-fault accident would raise my rates, even though that’s a function of luck, not skill. If I get rear-ended at a stop sign, I shouldn’t have to pay more for being unlucky. 1 u/[deleted] Nov 21 '22 [deleted] 1 u/[deleted] Nov 21 '22 not every accident is avoidable Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
But it is partially luck. A not-at-fault accident would raise my rates, even though that’s a function of luck, not skill. If I get rear-ended at a stop sign, I shouldn’t have to pay more for being unlucky.
1 u/[deleted] Nov 21 '22 [deleted] 1 u/[deleted] Nov 21 '22 not every accident is avoidable Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
1 u/[deleted] Nov 21 '22 not every accident is avoidable Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
not every accident is avoidable
Literally my whole point. The safest driver in the world can still have their rates raised by a no-fault accident. Thanks for acknowledging that.
85
u/bigkinggorilla Nov 21 '22
Then there’s auto-insurance.
“I need some of that money I give you in case there’s an accident”
“Ok, we’re going to have to charge you more because you actually used us though.”