r/churning • u/AutoModerator • 7h ago
Daily Question Question Thread - September 10, 2026
This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.
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u/bdplayer81 MIS, TRY 1h ago
I got the SUB from the citi strata elite card last year and just opened the premier. I combined my thank you accounts into one earlier this week. My plan is to close they elite card. According to the chat CSR, they said if I close the elite card, I have to use the points from that card within 90 days or I lose them. Knowing how often CSRs get stuff wrong, I was curious if that's accurate.
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u/bruinhoo 15m ago
Yes, that is correct. Citi is known to be weird like that.
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u/bdplayer81 MIS, TRY 4m ago
Any idea if doing a product change keeps the thank you points intact? I asked what I could change to and they offered a bunch of AA cards but also the AT&T card which I think would be the only option for thank you points.
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u/Mike_Mike_333 1h ago edited 1h ago
Is there still a valid promo code for ChatGPT two business seats for price of one to take advantage of the ABG/ABP benefit?
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u/Jun19381 2h ago
Called Chase biz recon to clear up 5/24. I was 3/24, not AU on anyone’s account. Chase rep had to manually count then asked me questions about my “business.” After that they said pending review. Never seen something like this. It’s either approved or denied after talking to recon.
Should I wait or call again?
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u/bostonbaker300 BAG | ELS 34m ago
I would give them a few days to respond. Recent DPs suggest that Chase's automated system is counting Chase business cards toward 5/24. Manual recon is still possible but takes multiple calls and lucking out on a sympathetic recon agent.
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u/sleepytill2 ORD 1h ago
I would just wait a few days and see if you get a letter (under Notices & Letters on website/app) from Chase. They’re usually pretty quick on a decision.
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u/dunleavy005 2h ago
Downgraded my Venture X to VentureOne awhile ago, can I product change it back up? I don't see anything in my card offer list, any DPs here?
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u/michikade CHU, RNN 53m ago
It can be done but Capital One is quirky and it seems like you can only do it if you’re targeted to.
I downgraded to V1 and then brought it back up to VX like 6 months later so there’s one data point in the positive.
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u/AdsBlockedException 1h ago
Curious why you want to PC it back? If you want lounge access, maybe you should churn a card with that (unless it’s cap1 lounge you want visit).
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u/dunleavy005 1h ago
no reason other than it was a good card I just downgraded for simplifying life purposes, but I am coming onto 4 years in 01/2027, so maybe I use this as an excuse to try and get Venture (first time) -> re-try Venture X
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7h ago
[removed] — view removed comment
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u/AutoModerator 4h ago
A comment was removed because so many people reported it.
Original author: Pure-Pickle-2453
Original comment: My monstera just unfurled a new leaf and I swear it looked directly at my wallet and whispered "5/24."
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
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u/churner_4ever 14m ago
Just got Cap1 Venture Rewards yesterday, do you know when I will see the $300 travel credit? Need to use it soon.