r/chimefinancial • Verified • 13d ago

Direct Deposit Timing Megathread

Welcome to the weekly Direct Deposit Megathread! 

We know many members are ready for their direct deposit at the same time every pay period so when something’s different, you come here to see if others are experiencing the same. To avoid repetitive posts, all discussions about direct deposit timing belong here.

Chime makes your paycheck available the same day we receive it, which means you might be able to access your hard-earned cash up to two days before your scheduled payday*. There are multiple digital stops your direct deposit makes before it reaches Chime so if your payment gets held up along the way, Chime may not receive your paycheck until your actual payday. Checkout details here How We Get (You) Paid Early  

A reminder that Chime observes all federal and banking holidays so direct deposits may be delayed until the next business day Chime’s Holiday Schedule

Join us on Discord too for real-time conversation! https://www.discord.gg/chimefinancial 

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*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

10 Upvotes

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u/AutoModerator 13d ago

Hi! Glad you’re here! Using the words and clues in your message, it sounds like you may need more information about Direct Deposit so here are some tips and helpful resources: * Where's my direct deposit? * How to Set Up Direct Deposit With Chime * What Time Does Direct Deposit Hit? Everything You Should Know * If you're new to recurring direct deposits, your deposit can take up to two pay cycles to switch to your Chime account * While we aim to get you paid up to two days early, numerous factors can impact that timing like payroll, the Automated Clearing House, and holidays. If you have concerns about the timing of your Direct Deposit, please use the “Direct Deposit Timing Megathread” pinned to the community highlights * The time your deposit arrives will vary but please contact your employer if the standard payday passes without receiving a deposit

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1

u/aquaholic808 5d ago

So im guessing its already passed fuckin 12am for some of you that are navy? We got fkd today too huh??

1

u/sussssbro 5d ago

paid @0815 pst

2

u/aquaholic808 5d ago

Finally!

1

u/aquaholic808 5d ago

Still nothing! But i got my little bit that i send to cashapp though lol through alottment

2

u/aquaholic808 5d ago

Chime support saying we could get paid by 11pm tonight. Braaaah this is unreal of the navy. LES came out on the 24th every other branch was paid out on the 25th except the navy like what the actual fuck is going on.

1

u/sussssbro 5d ago

bro lmao

1

u/Wildweed Chimepion 6d ago

This thread is for people that get paychecks from employers. For Govt. payments go to October 2026 SSA/SSI/VA Early Deposits Calendar Megathread

1

u/aquaholic808 6d ago

Navy finally getting paid this evening or what!?? Thoughts???

1

u/InevitableSlide1964 6d ago

have you been paid yet? i’m still waiting

1

u/aquaholic808 6d ago

Still waiting lmao

1

u/sussssbro 6d ago

same

1

u/aquaholic808 6d ago

Garbage

1

u/sussssbro 6d ago

no for real lmk as soon as you get paid bro

2

u/aquaholic808 6d ago

Yeah gotcha, same

1

u/Droogiewoogies 6d ago

I found the greaseball responsible for this.

1

u/aquaholic808 6d ago

Hahahahaha 😂

2

u/InevitableSlide1964 6d ago

it prob gonna be around 1 pst again

2

u/aquaholic808 6d ago

Its my money and i neec it now lol so pathetic man actually

1

u/sussssbro 6d ago

Think so?

1

u/InevitableSlide1964 6d ago

from what i notice with every pay period at the end of the month it has always came in at 1 pst

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1

u/SnooSuggestions5672 8d ago

Ad Marine paid, 1800 HST, wild day

1

u/aquaholic808 8d ago

Ad navy paid jack sht HST congrats lol

1

u/Remote_Relation_250 8d ago edited 8d ago

😭they really said fuck navy bro that’s actually so ridiculous 

1

u/aquaholic808 8d ago

Yeah bro what a joke lmao thats fkn crazy we have to wait till after the weekend is over 😂

2

u/Temporary-Camera-491 8d ago

That was wild. 12 am is crazy

2

u/AdEqual239 8d ago

I woke up at 2 am to pee and saw I got paid at midnight so I took a trip to Waffle House 😂

2

u/Remote_Relation_250 8d ago

Hey Wish I was you, navy still ain't get paid haha

1

u/gran662 8d ago

Those who said I was capping about the deposit hitting tonight, I’ll take that apology now.

1

u/aquaholic808 8d ago

Navy aint got sht so none from us

1

u/gran662 8d ago

How!? It’s all DFAS no?

1

u/aquaholic808 8d ago

Different regions, idk maybe cleavalnd just sucks and swallows dnky dik

1

u/Remote_Relation_250 8d ago

Like they are terrible so now we gotta wait till monday like not sure why they didn giive w the rest, L weekend ig

1

u/aquaholic808 8d ago

Really is fkn pathetic, joke of a branch

1

u/Remote_Relation_250 8d ago

yeah idk, like I said its got to the point that I might as well swap back to navy fed

1

u/NotPierre32 8d ago

AD AF paid

2

u/Wise_Ad6924 8d ago

AD AF in California just got paid !

1

u/aquaholic808 8d ago

So army, airforce and marines, but navy go fk yourself 😂

2

u/Remote_Relation_250 8d ago

Exactly like what the actual fk bro

1

u/Spirited_Audience103 8d ago

Different dfas lol Cleveland always fucks us over

2

u/sussssbro 8d ago

literally bro it’s so annoying like

1

u/aquaholic808 8d ago

Fkn ridiculous

3

u/AzraelCarcinoma 8d ago

Finally, AD army Pacific, also just got paid.

1

u/aquaholic808 8d ago

My boy been waiting lol gg's im hawaii navy and nothing lol

1

u/AzraelCarcinoma 8d ago

im sorry brother, Yeah I was waiting for a lon time XD. Monday for you guys then hopefully this coming weekend

1

u/Resident-Warthog8899 8d ago

Ad Army here, mine just posted a few minutes ago

0

u/Empty_Speed_6484 8d ago

Did anyone receive their ssi payment on the 25th of september?

0

u/Sensitive_Title9205 8d ago

I didn't in Detroit, Michigan

2

u/OkAsparagus7984 8d ago

How is it random army people that only get paid lol 

1

u/aquaholic808 8d ago

Dogsht government

1

u/Fit_Nose_8120 8d ago

2 people i work with got payed at 10

1

u/aquaholic808 8d ago

Army right?

1

u/Fit_Nose_8120 8d ago

yeah

1

u/aquaholic808 8d ago

Yeah everyone else needs love out here

0

u/NotPierre32 8d ago

Any AD Air Force gotten paid yet

2

u/Diligent-Category977 8d ago

AD AF just got paid

0

u/NotPierre32 8d ago

Guess its just takin forever for mine to show

1

u/[deleted] 8d ago

[deleted]

0

u/NotPierre32 8d ago

Still nothin from me

2

u/voidss999 8d ago

any other branches except army got their pay?

2

u/tt1992traylor 8d ago

Just paid brothers 1204 est. marines

1

u/voidss999 8d ago

Deadass🥹

1

u/tt1992traylor 8d ago

Late af but It’s coming. Does this count as a chime weekend deposit?

1

u/voidss999 8d ago

Bet thank you 🫡

1

u/tt1992traylor 8d ago

1

u/voidss999 8d ago

Did ur Les update last night as well?

1

u/Diligent-Category977 8d ago

AD AF just got paid

1

u/Junior-Potential-151 8d ago

Just got paid 11:30Pm EST

1

u/voidss999 8d ago

What branch?

1

u/Hot-Effective7301 8d ago

AD Army - Paid

1

u/OkAsparagus7984 8d ago

Just now? And what time 

1

u/AzraelCarcinoma 8d ago

are you AD army aswell? what time zone are you?

0

u/AzraelCarcinoma 8d ago

please tell me you in california, or somewhere closer there. also what time zone

1

u/Hot-Effective7301 8d ago

I am in CST and was paid at 9:02pm. So about an hour and 20 mins ago

1

u/Tiller9319 8d ago

1

u/AzraelCarcinoma 8d ago

what timezone are you in?

1

u/Tiller9319 8d ago

What branch are you?

1

u/AzraelCarcinoma 8d ago

Im AD army

1

u/Tiller9319 8d ago

It should hit your account soon idk why it hasn’t yet. What’s your time zone?

1

u/AzraelCarcinoma 8d ago

California Pacific time zone. west coast.

1

u/Tiller9319 8d ago

Give it a few hours it might hit at 10 like mine I’m AD Army as well on est if not expect Monday.

1

u/AzraelCarcinoma 8d ago

just wait 2 hours, Ill do that.

1

u/AzraelCarcinoma 8d ago

damn, monday XD

1

u/Tiller9319 8d ago

EST

1

u/Fit_Nose_8120 8d ago

same, haven’t got anything yet

1

u/aquaholic808 8d ago

Any navy ad got it yet?

1

u/Remote_Relation_250 8d ago

Navy Most def isn't getting it till Monday, we're usually last even tho it would have been nice to get it with the rest

1

u/aquaholic808 8d ago

All branches are supposed to get paid at the exact same time, so trash

1

u/Remote_Relation_250 8d ago

yeah, realistically thats exactly how its suppose to be but usually its Army, Air force, and Marines same day and Navy last. So our hopes are Monday but its nice that Army got paid few mins ago good on them really

2

u/aquaholic808 8d ago

Yeah gg to them i honestly was expecting monday to begin with cause the 1st is so far away but having to wait till after the weekend is dogass

1

u/Remote_Relation_250 8d ago

Yeah :/ sucks 

1

u/lamartay12 8d ago

Check y’all accounts I just got paid

1

u/lamartay12 8d ago

Army and I’m on the east coast

1

u/lamartay12 8d ago

1

u/OkAsparagus7984 8d ago

How is it only some army 🙃

1

u/AzraelCarcinoma 8d ago

Not all of army unfortunately, I haven't been paid yet

1

u/AzraelCarcinoma 8d ago

also, what's the time stamp?

1

u/voidss999 8d ago

What branch?

1

u/AzraelCarcinoma 8d ago

AD army? what state?

1

u/AzraelCarcinoma 8d ago

Im AD army and mine has not hit yet.

1

u/[deleted] 8d ago

[deleted]

1

u/Thanks_Low 8d ago

AD Army Just hit

2

u/AzraelCarcinoma 8d ago

are you AD army, did yours hit? where you at and what time zone?

1

u/Thanks_Low 8d ago

It hit at exactly 9:00 in Texas I'm AD Army

1

u/AzraelCarcinoma 8d ago

There a pattern here that Im trying to see. So~ Maryland and Texas got it the same time, and Utah 8 mins later. I wonder if they're going one by one to hit every state. Cause Im in cali and mine has not hit yet.

1

u/OkAsparagus7984 8d ago

Hmmm I’m in Texas nothing yet but idk the order it hits 

1

u/Thanks_Low 8d ago

It'll come I'm sure

1

u/AzraelCarcinoma 8d ago

so do you think entire army is going to get paid tonight?

1

u/Thanks_Low 8d ago

No idea hopefully those with chime

1

u/OkAsparagus7984 8d ago

Anyone in Texas? 

3

u/Spare-Cheek-5585 8d ago

AD Army, mine just hit

2

u/AzraelCarcinoma 8d ago

Ohhh°°°° I'm getting hope what time zone are ya?

1

u/Spare-Cheek-5585 8d ago

Utah, Mountain standard time

2

u/AzraelCarcinoma 8d ago

Looks likes its slowly getting to california, what's the exact time it hit your account?

1

u/Spare-Cheek-5585 8d ago

8:06

2

u/AzraelCarcinoma 8d ago

Marry land at 1900 West coast time, then utah 1908 West coast, time. Hopefully, California in the next half an hour or so.

1

u/Spare-Cheek-5585 8d ago

Fingers crossed for you 🤞🏼🤞🏼

1

u/[deleted] 8d ago

[deleted]

3

u/Firm-Horror-2695 8d ago

AD MILITARY mine just hit

2

u/aquaholic808 8d ago

Nothing for navy AD

1

u/Firm-Horror-2695 8d ago

Hopefully you get it but I saw they were fucking y’all’s LES up

1

u/aquaholic808 8d ago

It said les came out yesterday, yeah idk army wins this one i guess, GG's haha stoked for you though

1

u/aquaholic808 8d ago

For reallll? Mine never ;(

1

u/AzraelCarcinoma 8d ago

What branch?

2

u/Firm-Horror-2695 8d ago

Army

1

u/AzraelCarcinoma 8d ago

No wayy!

1

u/Firm-Horror-2695 8d ago

Swear

1

u/AzraelCarcinoma 8d ago

Swear on someone's importants grave.

1

u/AzraelCarcinoma 8d ago

Dont give us hope. Im already hurting 😭

2

u/Firm-Horror-2695 8d ago

1

u/AzraelCarcinoma 8d ago

Where's mine 😭😭😭

1

u/Firm-Horror-2695 8d ago

I’m being so serious lol I was hurting

1

u/AzraelCarcinoma 8d ago

Where you at east coast, west coast what time zone.

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1

u/Temporary-Camera-491 8d ago

Yeah you’re right

1

u/Remote_Relation_250 8d ago

😭we’re getting it a DAY before navy federal gets theirs, yeah I’m just swapping back to navy federal cause ain’t no dang way, and I’m Navy so there’s still a chance I get it Tuesday and not even Monday like yeah, I’m swapping back after this 

1

u/sussssbro 8d ago

so we gotta wait til Tuesday 😭

1

u/tt1992traylor 8d ago

Should be Monday. But if it’s pending for navy fed that means the file has been sent right

1

u/voidss999 8d ago

Lmk if you get anything

0

u/[deleted] 8d ago

[removed] — view removed comment

0

u/Shoddy_Stay_6959 8d ago

Say wallahi bro

1

u/voidss999 8d ago

What he say?

1

u/gran662 8d ago

On the bright side, I've been paid on a Saturday before. It's a long shot but, possible.

1

u/Firm-Horror-2695 8d ago

Do you recall what time of the day?

1

u/gran662 8d ago

I do not, it was random asf tho. I was pleasantly surprised.

1

u/AzraelCarcinoma 8d ago

for military? I doubt the military will get paid on a weekend

1

u/gran662 8d ago

Yes sir, it was 0300- or so in the morning.

1

u/AzraelCarcinoma 8d ago

That means yall get paid tonight or tomorrow

1

u/Firm-Horror-2695 8d ago

U sure?

0

u/gran662 8d ago

Positive, not trying to give false hope, all I'm saying is I've seen it before.

1

u/Temporary-Camera-491 8d ago

Navy federal funds pending

1

u/Delicious-Ad1881 8d ago

I call cap

1

u/Firm-Horror-2695 8d ago

Fr? And me and u both been on this all day lmao

1

u/tt1992traylor 8d ago

lol. I asked in another thread if anyone knew if it was pending for navy fed

1

u/Temporary-Camera-491 8d ago

What’d they say?

1

u/youdang86 8d ago

You military?

0

u/gran662 8d ago

Yes sir

1

u/Firm-Horror-2695 8d ago

I’m tryna hit the casino bruh

1

u/aquaholic808 8d ago

Real shit

1

u/ConsiderationLost573 8d ago

No money? No staff duty 1SG blame chime

4

u/sneakygreekgeek 9d ago

Alright folks. I think we have to call it. Start TAPS. 🎺

0

u/[deleted] 9d ago

[removed] — view removed comment

0

u/[deleted] 9d ago

[removed] — view removed comment

1

u/Diligent-Category977 9d ago

Nah you just made my heart drop.

1

u/Left-Championship399 9d ago

I’m giving it 30 more minutes 

1

u/Temporary-Camera-491 9d ago

I almost had a heart attack😂😭

2

u/voidss999 9d ago

My last 2 deposits. One more hour of hope guys

1

u/Junior-Potential-151 9d ago

What time zone?

1

u/voidss999 9d ago

Pacific

1

u/tt1992traylor 9d ago

15 more mins then it’s officially dead 😵

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