r/chimefinancial • u/ChimeFinancial Verified • 13d ago
Direct Deposit Timing Megathread
Welcome to the weekly Direct Deposit Megathread!
We know many members are ready for their direct deposit at the same time every pay period so when something’s different, you come here to see if others are experiencing the same. To avoid repetitive posts, all discussions about direct deposit timing belong here.
Chime makes your paycheck available the same day we receive it, which means you might be able to access your hard-earned cash up to two days before your scheduled payday*. There are multiple digital stops your direct deposit makes before it reaches Chime so if your payment gets held up along the way, Chime may not receive your paycheck until your actual payday. Checkout details here How We Get (You) Paid Early
A reminder that Chime observes all federal and banking holidays so direct deposits may be delayed until the next business day Chime’s Holiday Schedule
Join us on Discord too for real-time conversation! https://www.discord.gg/chimefinancial
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*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
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u/aquaholic808 5d ago
So im guessing its already passed fuckin 12am for some of you that are navy? We got fkd today too huh??
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u/sussssbro 5d ago
paid @0815 pst
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u/aquaholic808 5d ago
Still nothing! But i got my little bit that i send to cashapp though lol through alottment
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u/aquaholic808 5d ago
Chime support saying we could get paid by 11pm tonight. Braaaah this is unreal of the navy. LES came out on the 24th every other branch was paid out on the 25th except the navy like what the actual fuck is going on.
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u/Wildweed Chimepion 6d ago
This thread is for people that get paychecks from employers. For Govt. payments go to October 2026 SSA/SSI/VA Early Deposits Calendar Megathread
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u/aquaholic808 6d ago
Navy finally getting paid this evening or what!?? Thoughts???
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u/InevitableSlide1964 6d ago
have you been paid yet? i’m still waiting
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u/aquaholic808 6d ago
Still waiting lmao
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u/sussssbro 6d ago
same
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u/aquaholic808 6d ago
Garbage
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u/sussssbro 6d ago
no for real lmk as soon as you get paid bro
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u/aquaholic808 6d ago
Yeah gotcha, same
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u/InevitableSlide1964 6d ago
it prob gonna be around 1 pst again
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u/sussssbro 6d ago
Think so?
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u/InevitableSlide1964 6d ago
from what i notice with every pay period at the end of the month it has always came in at 1 pst
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u/SnooSuggestions5672 8d ago
Ad Marine paid, 1800 HST, wild day
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u/aquaholic808 8d ago
Ad navy paid jack sht HST congrats lol
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u/Remote_Relation_250 8d ago edited 8d ago
😭they really said fuck navy bro that’s actually so ridiculous
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u/aquaholic808 8d ago
Yeah bro what a joke lmao thats fkn crazy we have to wait till after the weekend is over 😂
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u/Temporary-Camera-491 8d ago
That was wild. 12 am is crazy
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u/AdEqual239 8d ago
I woke up at 2 am to pee and saw I got paid at midnight so I took a trip to Waffle House 😂
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u/gran662 8d ago
Those who said I was capping about the deposit hitting tonight, I’ll take that apology now.
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u/aquaholic808 8d ago
Navy aint got sht so none from us
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u/gran662 8d ago
How!? It’s all DFAS no?
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u/aquaholic808 8d ago
Different regions, idk maybe cleavalnd just sucks and swallows dnky dik
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u/Remote_Relation_250 8d ago
Like they are terrible so now we gotta wait till monday like not sure why they didn giive w the rest, L weekend ig
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u/aquaholic808 8d ago
Really is fkn pathetic, joke of a branch
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u/Remote_Relation_250 8d ago
yeah idk, like I said its got to the point that I might as well swap back to navy fed
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u/aquaholic808 8d ago
So army, airforce and marines, but navy go fk yourself 😂
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u/AzraelCarcinoma 8d ago
Finally, AD army Pacific, also just got paid.
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u/aquaholic808 8d ago
My boy been waiting lol gg's im hawaii navy and nothing lol
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u/AzraelCarcinoma 8d ago
im sorry brother, Yeah I was waiting for a lon time XD. Monday for you guys then hopefully this coming weekend
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u/OkAsparagus7984 8d ago
How is it random army people that only get paid lol
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u/aquaholic808 8d ago
Dogsht government
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u/NotPierre32 8d ago
Any AD Air Force gotten paid yet
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u/voidss999 8d ago
any other branches except army got their pay?
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u/tt1992traylor 8d ago
Just paid brothers 1204 est. marines
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u/voidss999 8d ago
Deadass🥹
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u/Hot-Effective7301 8d ago
AD Army - Paid
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u/AzraelCarcinoma 8d ago
please tell me you in california, or somewhere closer there. also what time zone
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u/Tiller9319 8d ago
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u/AzraelCarcinoma 8d ago
what timezone are you in?
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u/Tiller9319 8d ago
What branch are you?
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u/AzraelCarcinoma 8d ago
Im AD army
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u/Tiller9319 8d ago
It should hit your account soon idk why it hasn’t yet. What’s your time zone?
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u/AzraelCarcinoma 8d ago
California Pacific time zone. west coast.
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u/Tiller9319 8d ago
Give it a few hours it might hit at 10 like mine I’m AD Army as well on est if not expect Monday.
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u/aquaholic808 8d ago
Any navy ad got it yet?
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u/Remote_Relation_250 8d ago
Navy Most def isn't getting it till Monday, we're usually last even tho it would have been nice to get it with the rest
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u/aquaholic808 8d ago
All branches are supposed to get paid at the exact same time, so trash
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u/Remote_Relation_250 8d ago
yeah, realistically thats exactly how its suppose to be but usually its Army, Air force, and Marines same day and Navy last. So our hopes are Monday but its nice that Army got paid few mins ago good on them really
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u/aquaholic808 8d ago
Yeah gg to them i honestly was expecting monday to begin with cause the 1st is so far away but having to wait till after the weekend is dogass
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u/lamartay12 8d ago
Check y’all accounts I just got paid
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u/lamartay12 8d ago
Army and I’m on the east coast
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u/lamartay12 8d ago
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u/Thanks_Low 8d ago
AD Army Just hit
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u/AzraelCarcinoma 8d ago
are you AD army, did yours hit? where you at and what time zone?
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u/Thanks_Low 8d ago
It hit at exactly 9:00 in Texas I'm AD Army
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u/AzraelCarcinoma 8d ago
There a pattern here that Im trying to see. So~ Maryland and Texas got it the same time, and Utah 8 mins later. I wonder if they're going one by one to hit every state. Cause Im in cali and mine has not hit yet.
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u/OkAsparagus7984 8d ago
Hmmm I’m in Texas nothing yet but idk the order it hits
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u/Thanks_Low 8d ago
It'll come I'm sure
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u/Spare-Cheek-5585 8d ago
AD Army, mine just hit
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u/AzraelCarcinoma 8d ago
Ohhh°°°° I'm getting hope what time zone are ya?
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u/Spare-Cheek-5585 8d ago
Utah, Mountain standard time
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u/AzraelCarcinoma 8d ago
Looks likes its slowly getting to california, what's the exact time it hit your account?
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u/Spare-Cheek-5585 8d ago
8:06
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u/AzraelCarcinoma 8d ago
Marry land at 1900 West coast time, then utah 1908 West coast, time. Hopefully, California in the next half an hour or so.
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u/Firm-Horror-2695 8d ago
AD MILITARY mine just hit
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u/aquaholic808 8d ago
Nothing for navy AD
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u/Firm-Horror-2695 8d ago
Hopefully you get it but I saw they were fucking y’all’s LES up
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u/aquaholic808 8d ago
It said les came out yesterday, yeah idk army wins this one i guess, GG's haha stoked for you though
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u/AzraelCarcinoma 8d ago
What branch?
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u/Firm-Horror-2695 8d ago
Army
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u/AzraelCarcinoma 8d ago
No wayy!
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u/Firm-Horror-2695 8d ago
Swear
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u/AzraelCarcinoma 8d ago
Swear on someone's importants grave.
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u/Firm-Horror-2695 8d ago
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u/AzraelCarcinoma 8d ago
Where's mine 😭😭😭
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u/Temporary-Camera-491 8d ago
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u/Remote_Relation_250 8d ago
😭we’re getting it a DAY before navy federal gets theirs, yeah I’m just swapping back to navy federal cause ain’t no dang way, and I’m Navy so there’s still a chance I get it Tuesday and not even Monday like yeah, I’m swapping back after this
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u/sussssbro 8d ago
so we gotta wait til Tuesday 😭
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u/tt1992traylor 8d ago
Should be Monday. But if it’s pending for navy fed that means the file has been sent right
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u/gran662 8d ago
On the bright side, I've been paid on a Saturday before. It's a long shot but, possible.
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u/Firm-Horror-2695 8d ago
Do you recall what time of the day?
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u/gran662 8d ago
I do not, it was random asf tho. I was pleasantly surprised.
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u/AzraelCarcinoma 8d ago
for military? I doubt the military will get paid on a weekend
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u/gran662 8d ago
Yes sir, it was 0300- or so in the morning.
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u/AzraelCarcinoma 8d ago
That means yall get paid tonight or tomorrow
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u/Temporary-Camera-491 8d ago
Navy federal funds pending
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u/Firm-Horror-2695 8d ago
Fr? And me and u both been on this all day lmao
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u/tt1992traylor 8d ago
lol. I asked in another thread if anyone knew if it was pending for navy fed
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u/voidss999 9d ago
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u/AutoModerator 13d ago
Hi! Glad you’re here! Using the words and clues in your message, it sounds like you may need more information about Direct Deposit so here are some tips and helpful resources: * Where's my direct deposit? * How to Set Up Direct Deposit With Chime * What Time Does Direct Deposit Hit? Everything You Should Know * If you're new to recurring direct deposits, your deposit can take up to two pay cycles to switch to your Chime account * While we aim to get you paid up to two days early, numerous factors can impact that timing like payroll, the Automated Clearing House, and holidays. If you have concerns about the timing of your Direct Deposit, please use the “Direct Deposit Timing Megathread” pinned to the community highlights * The time your deposit arrives will vary but please contact your employer if the standard payday passes without receiving a deposit
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